Listing courtesy of REAL ESTATE NETWORK L.L.C · Listing agent: Sean Dekker
4863 E Elmer Girtz Drive
Monticello, IN 47960Elmer Girtz
Original price $319,900 · Price reduced on August 4, 2026
- On Lake Shafer
- 2-car garage
- Bedrooms
- 3
- Bathrooms
- 1.5
- Living area
- 1,424 sq ft
- Lot
- 0.16 ac
- Year built
- 1960
- Type
- Site-Built Home
- Listed
- April 24, 2026
- MLS #
- 202614892
About this home
OPPORTUNITY IS KNOCKIN’ in a LAKE NEIGHBORHOOD THAT’S ROCKIN’! Check out this classic lake cottage situated in one of the area’s fastest developing lake neighborhoods over the last few years. The open floor plan includes the kitchen & 3 different living spaces featuring a fireplace & main lake scenery. A Jack-N-Jill bath off one bedroom, 2 additional bed rooms, laundry space, 2 car attached garage & an extra potty rm. for kids complete the package. A mid-level lake-view deck provides another great site to enjoy the main lake vistas. Priced to sell, there’s plenty of opportunity to enjoy the lake life now or to design your lake life dream home! Inspection welcome but selling ‘as is’.
Monthly payment estimate
$1,982/mo
- Principal & interest
- $1,696
- Property taxes
- $196
- Homeowners insurance
- $90
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Get pre-approved
Know your real budget before you tour, and make a stronger offer. We'll connect you with a local lender.
Property details
Interior
- Levels
- One
- Total rooms
- 8
- Total area
- 1,424 sq ft
- Finished area above grade
- 1,424 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Half baths, main level
- 1
- Basement
- Crawl Space
- Flooring
- Carpet, Laminate, Vinyl
- Heating
- Electric, Wood, Baseboard, Multiple Heating Systems
- Cooling
- Central Air
- HVAC
- Ceiling Fan
- Fireplace features
- Dining Room, Wood Burning, One
- Laundry
- Electric Dryer Hookup, Main Level
- Interior features
- Ceiling Fan(s), Deck on Waterfront, Eat-in Kitchen, Open Floorplan, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry, Washer Hook-Up
Exterior & parking
- Style
- Ranch
- Construction
- Stone, Vinyl Siding
- Roof
- Shingle
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 504 sq ft
- Private pool
- No
- Other structures
- Shed(s)
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Lake Shafer
- Waterfront features
- Pier/Dock
- Water access
- Lakefront
- Lake type
- Ski Lake
- Water frontage
- 53 ft
- Channel / canal frontage
- 53 ft
- Sea wall
- Concrete
- Water feature
- Lake
Lot
- Subdivision
- Elmer Girtz
- Lot features
- Level, Waterfront, Lake on Lot, Water View, Waterfront-Medium Bank
- Lot size (acres)
- 0.16 ac
- Lot dimensions
- 53X130
- Location type
- Lake
- County
- White County
- Township
- Liberty
- Platted
- Yes
- Planned unit development
- No
- Directions
- West Shafer Dr go across Lowes Bridge turn left onto E 550 N, The first left is E Elmer Girtz follow down to property.
Schools
- Elementary school
- North White Primary
- Middle school
- North White Jr/Sr
- High school
- North White Jr/Sr
- School district
- North White School Corp.
HOA & community
- Other fees
- $175
- Other fees frequency
- Annually
- Other fees description
- SFLECC
Taxes & terms
- Annual taxes
- $2,348
- Tax year
- 2025
- Tax exemptions
- No Exemptions
- Possession
- Negotiable
- Parcel number
- 91-83-32-000-008.000-010
Included in the sale
- Included in sale
- Microwave,Refrigerator,Washer,Boat Lift-Temporary,Cooktop-Electric,Dryer-Electric,Oven-Electric,Water Heater Electric,Window Treatment-Blinds
Utilities
- Water
- Well
- Well
- Shared
- Sewer
- Regional
- Utilities
- Cable Available
- Electric provider
- REMC
- Gas provider
- NIPSCO
- Cable / internet provider
- Comcast/Xfinity,DirectTV
Location
Similar homes
$309,900
Listed Feb 1712386 W Crest Drive
Monticello, IN 47960
- 2 beds
- 2 baths
- 816 sq ft
Listing courtesy of VOGEL REAL ESTATE
$309,900
Listed Sep 22211 N Miller Manor Court
Monticello, IN 47960
- 4 beds
- 3 baths
- 2,796 sq ft
Listing courtesy of VOGEL REAL ESTATE
$309,000
Listed Jul 201633 N Royal Oaks Drive
Monticello, IN 47960
- 3 beds
- 2 baths
- 1,804 sq ft
Listing courtesy of Redlow Group
