Listing courtesy of Redlow Group · Listing agent: Paula Brooks

Virtual tour
ActiveSite-Built Home

1633 N Royal Oaks Drive

$309,000

$171.29 / sq ft

Est. $1,928/mo

Monticello, IN 47960Royal Oak(s)

Original price $349,900 · Price reduced on September 17, 2026

  • 2-car garage
Bedrooms
3
Bathrooms
2
Living area
1,804 sq ft
Lot
0.37 ac
Year built
2001
Type
Site-Built Home
Listed
July 20, 2026
MLS #
202629102

About this home

Welcome to this beautifully updated 3-bedroom, 2-full-bath home located in the desirable Royal Oaks Subdivision! This move-in ready home features a spacious 1 1/2 car attached garage with storage and an inviting layout designed for comfortable living. The stunning custom kitchen boasts quartz countertops, laminate floors, and quality finishes that make it the heart of the home. Both bathrooms have been tastefully updated, offering modern style and convenience. Enjoy relaxing or entertaining in the spacious screened-in porch, offering the perfect place to unwind while enjoying the outdoors. Additional recent improvements include a new roof and new gutters, both installed in 2024, providing added peace of mind. This beautifully maintained home is ready for its next owner—don't miss your opportunity to make it yours!

Monthly payment estimate

$1,928/mo

Principal & interest
$1,691
Property taxes
$105
Homeowners insurance
$90
HOA dues
$42
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details

Interior

Levels
One
Total rooms
8
Total area
1,804 sq ft
Finished area above grade
1,804 sq ft
Bedrooms above grade
3
Full baths, main level
2
Basement
Crawl Space
Flooring
Hardwood, Carpet, Tile
Heating
Natural Gas, Conventional, Forced Air
Cooling
Central Air
Laundry
Gas Dryer Hookup, Main Level
Interior features
Attic Pull Down Stairs, Eat-in Kitchen, Range/Oven Hook Up Gas, Main Level Bedroom Suite

Exterior & parking

Style
Ranch
Construction
Vinyl Siding
Roof
Asphalt
Foundation
Block
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
441 sq ft
Parking
Garage Door Opener, Concrete
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Royal Oak(s)
Lot features
Level
Lot size (acres)
0.37 ac
Lot dimensions
113x144
Location type
City/Town/Suburb
County
White County
Township
Union
Platted
Yes
Planned unit development
No
Directions
GPS Friendly

Schools

Elementary school
Twin Lakes
Middle school
Twin Lakes
High school
Twin Lakes
School district
Twin Lakes School Corp.

HOA & community

HOA fee
$250
HOA fee frequency
Semi-Annually
Association restrictions
Yes

Taxes & terms

Annual taxes
$1,257
Tax year
2025
Tax exemptions
Homestead, Mortgage
Listing terms
Cash, Conventional, FHA, VA
Possession
At Closing
Parcel number
91-73-21-000-010.100-020

Included in the sale

Included in sale
Dishwasher,Refrigerator,Washer,Window Treatments,Dryer-Gas,Kitchen Exhaust Hood,Oven-Gas,Range-Gas,Water Filtration System,Water Heater Gas

Utilities

Water
Private
Sewer
Regional
Electric provider
NIPSCO
Gas provider
NIPSCO

Location

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$309,000

3 beds · 2 baths