Sell Your Home for Top Dollar

Request a free home valuation from Indiana Home Match. We pull recent Allen County comparable sales from the Indiana Regional MLS (IRMLS), check the Allen County Assessor's gross assessed value as a sanity check, and factor in your home's unique features and current market conditions to provide an accurate estimate. The Redfin median sale price for Fort Wayne city was around $215,000 in March 2026 — your home's value depends heavily on neighborhood, condition, and recent comps.

Indiana requires the Seller's Residential Real Estate Disclosure (Form 46234) under IC 32-21-5 for any 1–4-unit home, covering foundation, mechanical systems, roof, structural defects, well/septic, flood history, and known hazards (radon, mold, lead, methamphetamine remediation). It must be delivered to the buyer before the seller accepts the offer; if delivered after, the buyer has 2 business days to nullify the contract. For homes built before 1978, federal law (24 CFR Part 35) also requires a separate lead-based-paint disclosure plus the EPA pamphlet. At closing, the Sales Disclosure Form (Form 46021) is filed with the Allen County Auditor under IC 6-1.1-5.5.

No. Indiana is one of about thirteen states with no state-level real estate transfer or conveyance tax — a significant difference from Ohio, Michigan, and Illinois. Total seller closing costs in Allen County typically run 6%–8% of sale price including the agent commission, or roughly 1.5%–3% if you back the commission out. Common seller line items include the $20 Sales Disclosure Form fee at the Auditor, the deed-recording fee at the Allen County Recorder ($25), the owner's title insurance policy (customarily seller-paid in Indiana), and prorated property taxes through closing.

Indiana property taxes are paid one year in arrears (the spring installment is due May 10, the fall installment November 10). At closing, the seller credits the buyer for property taxes that have accrued but are not yet billed or paid through the closing date. Your title company calculates the exact day-of-closing figure and pays any outstanding installments out of seller proceeds before disbursing your net.

Fort Wayne typically moves faster than the national average. Redfin reported a March 2026 median of about 30 days on market for the city. Well-priced homes in desirable neighborhoods like Aboite, Northwest Allen, and Leo-Cedarville can sell even faster, sometimes receiving multiple offers within days. From accepted offer to closing, the typical timeline is 30–45 days.

Real estate commissions are negotiable and typically run 5%–6% of sale price, structured between the listing agent and any buyer-agent compensation you choose to offer. Since the August 17, 2024 NAR practice change, buyer-agent compensation can no longer be advertised in the MLS but can still be negotiated through the listing agreement or as a contract concession. Including commission, total seller costs in Indiana typically run 6%–8% of sale price; excluding commission, expect roughly 1.5%–3% in non-commission closing costs.

Most primary-residence sellers owe nothing. Federal IRC §121 excludes up to $250,000 of gain (single) or $500,000 (married filing jointly) on a home you owned and used as your primary residence for at least 2 of the last 5 years. Any gain above the exclusion is taxed as a long-term capital gain at the federal level, and at Indiana's flat state rate (2.95% for tax year 2026) plus the Allen County local income tax for state purposes.