Listing courtesy of VOGEL REAL ESTATE · Listing agent: Gregory Vogel II, Gri · gvogeljr@vogel-real-estate.com
12386 W Crest Drive
Monticello, IN 47960Hambridge Cedarcrest
Original price $342,500 · Price reduced on June 15, 2026
- On Lake Freeman
- Energy efficient
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 816 sq ft
- Lot
- 0.09 ac
- Year built
- 1950
- Type
- Site-Built Home
- Listed
- February 17, 2026
- MLS #
- 202604986
About this home
Lake Freeman, Lake Level Completely remodeled 2 bedroom 2 full bath year-round house with A+ outdoor lakeside amenities. Interior finish consists of; tiled bathrooms and showers/tub surrounds, laminate flooring and new carpeting in living areas, smooth finish ceilings with recessed lighting. Kitchen upgrades include; stainless farmhouse sink, stainless appliances. Remodel included new plumbing/electrical, furnace & a/c. On-Demand Water heat in Laundry Area, all appliances stay with purchase. Exterior amenities include; 20x24 screened porch lakeside, 29x22 lakeside deck, 25x13 concrete patio lakeside, 25x30 deck at waterfront with gazebo & covered boatslip area. Move-in Ready with Modern decor and updates.
Monthly payment estimate
$1,947/mo
- Principal & interest
- $1,696
- Property taxes
- $161
- Homeowners insurance
- $90
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 5
- Total area
- 816 sq ft
- Finished area above grade
- 816 sq ft
- Bedrooms above grade
- 2
- Full baths, main level
- 2
- Basement
- Crawl Space
- Flooring
- Carpet, Laminate, Tile
- Heating
- Natural Gas, Conventional, Forced Air
- Cooling
- Central Air
- Appliances
- Disposal
- Laundry
- Main Level
- Interior features
- 1st Bdrm En Suite, Deck on Waterfront, Stand Up Shower, Main Level Bedroom Suite
Exterior & parking
- Style
- Ranch
- Construction
- Wood Siding
- Roof
- Shingle
- Foundation
- Block, Poured Concrete
- Parking
- Gravel
- Private pool
- No
- New construction
- No
- Energy-efficient features
- Water Heater
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Lake Freeman
- Waterfront features
- Pier/Dock
- Water access
- Bayfront
- Lake type
- Ski Lake
- Water frontage
- 38 ft
- Channel / canal frontage
- 38 ft
- Water feature
- Lake
Lot
- Subdivision
- Hambridge Cedarcrest
- Lot features
- Waterfront, 0-2.9999, Lake on Lot, Water View, Waterfront-Level Bank
- Lot size (acres)
- 0.09 ac
- Lot dimensions
- 37.5x100
- Location type
- Lake
- County
- Carroll County
- Township
- Jefferson
- Road frontage
- Easement
- Platted
- Yes
- Planned unit development
- No
- Directions
- GPS Friendly, head south of Monticello on Freeman Rd. East onto Chalmers Road, South onto Oakdale Road, Turn East onto CR 775 North, just past RED Barn Turn South, there will be 2 big rocks on the right side, turn down the hill (Go slightly Right),
Schools
- Elementary school
- Twin Lakes
- Middle school
- Twin Lakes
- High school
- Twin Lakes
- School district
- Twin Lakes School Corp.
HOA & community
- Other fees
- $175
- Other fees description
- shorefront
Taxes & terms
- Annual taxes
- $1,933
- Tax year
- 2026
- Possession
- day of close
- Parcel number
- 08-04-33-000-145.000-011
Included in the sale
- Included in sale
- Microwave,Refrigerator,Washer,Dryer-Gas,Oven-Gas,Water Heater Tankless,Water Softener-Owned
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Regional
Location
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