Listing courtesy of Century 21 Bradley-Lake Group · Listing agent: Lindsay Walker-Moore · Cell: 260-243-6649
840 Lane 120
Hamilton, IN 46742Cold Springs Cottage Park
Original price $134,900 · Price reduced on August 20, 2026
- Bedrooms
- 1
- Bathrooms
- 1
- Living area
- 712 sq ft
- Lot
- 0.04 ac
- Year built
- 1927
- Type
- Site-Built Home
- Listed
- June 4, 2026
- MLS #
- 202621702
About this home
Welcome to this beautifully updated 1-bedroom, 1-bath summer cottage located in the highly sought-after Cold Springs community. Move-in ready and being sold fully furnished, this charming getaway features a new 5-inch well, newer metal roof, updated 100-amp electrical service, and a freshly painted exterior. Whether you're looking for a weekend retreat, seasonal escape, or a place to create lasting family memories, this cottage is ready for its next owners to enjoy for years to come. Dock rentals are available, providing easy access to the all-sports lake, where boating, skiing, tubing, fishing, and endless days on the water await. Cold Springs is a private lakeside community known for its relaxed lifestyle and strong sense of community. Residents enjoy cruising by golf cart to the beach, parks, golf course, dance hall, restaurants, and local attractions. One of the area's greatest features is its golf-cart-friendly atmosphere. Everything you need is accessible by car, boat, or golf cart, including waterfront restaurants, parks, entertainment, and shopping. The historic Cold Springs Hotel is a local favorite, offering great food, live music, and a welcoming lakeside atmosphere. Experience the ultimate lake lifestyle where weekends feel like a vacation, neighbors become friends, and there's truly no reason to leave the lake. Just arrive, relax, and start making memories.
Monthly payment estimate
$809/mo
- Principal & interest
- $711
- Property taxes
- $60
- Homeowners insurance
- $38
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 2
- Total area
- 712 sq ft
- Finished area above grade
- 712 sq ft
- Bedrooms above grade
- 1
- Full baths, main level
- 1
- Basement
- Crawl Space, Outside Entrance
- Heating
- Wall Heater
- Cooling
- Window Unit(s)
Exterior & parking
- Construction
- Wood Siding
- Roof
- Metal
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- No
- Waterfront features
- Pier/Dock Available
Lot
- Subdivision
- Cold Springs Cottage Park
- Lot features
- Sloped
- Lot size (acres)
- 0.04 ac
- Lot dimensions
- 29x63
- County
- Steuben County
- Township
- Otsego
- Platted
- Yes
- Planned unit development
- No
- Directions
- North through the Hamilton 4-way stop, left into Cold Springs, first left, straight till you arrive.
Schools
- Elementary school
- Hamilton
- Middle school
- Hamilton
- High school
- Hamilton
- School district
- Hamilton Community
HOA & community
- Community amenities
- Golf Course
- Other fees
- $1,890
- Other fees frequency
- Annually
- Other fees description
- Land Lease
Taxes & terms
- Annual taxes
- $714
- Tax year
- 2025
- Possession
- day of closing
- Parcel number
- 76-10-27-000-029.880-009
Included in the sale
- Included in sale
- Microwave,Refrigerator
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Public Sewer
Location
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