Listing courtesy of RE/MAX Results · Listing agent: Gabe Cerny · Cell: 260-668-9702
780 Lane 120 Hamilton Lk
Hamilton, IN 46742Cold Springs Cottage Park
Original price $164,900 · Price reduced on June 22, 2026
- On Hamilton Lake
- Bedrooms
- 3
- Bathrooms
- 1
- Living area
- 936 sq ft
- Lot
- 0.1 ac
- Year built
- 1900
- Type
- Site-Built Home
- Listed
- April 9, 2026
- MLS #
- 202612115
About this home
This well-maintained cottage in Cold Springs on Hamilton Lake blends charm and thoughtful updates. Major improvements over the years provide peace of mind, including a new foundation and footers (2012), updated electrical with 100-amp service and complete rewire, plus a metal roof and replacement windows (2014). Inside, you’ll find fresh updates throughout, including new flooring on the main level, new carpet upstairs, and a beautifully refreshed kitchen featuring updated countertops, sink, and cabinets. Step outside and enjoy one side of the shared pier for boat docking, stunning sunset views, sandy swimming beach that’s ideal for long summer days on the water. This Hamilton Lake gem checks all the boxes!
Monthly payment estimate
$979/mo
- Principal & interest
- $821
- Property taxes
- $114
- Homeowners insurance
- $44
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One and One Half
- Total rooms
- 8
- Total area
- 936 sq ft
- Finished area above grade
- 936 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Basement
- Crawl Space
- Cooling
- Window Unit(s)
- HVAC
- Ceiling Fan
- Interior features
- Ceiling Fan(s)
Exterior & parking
- Construction
- Vinyl Siding
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- No
- Body of water
- Hamilton Lake
Lot
- Subdivision
- Cold Springs Cottage Park
- Lot features
- Irregular Lot, Lake on Lot
- Lot size (acres)
- 0.1 ac
- Lot dimensions
- 66x67
- County
- Steuben County
- Township
- Otsego
- Platted
- Yes
- Planned unit development
- No
- Directions
- If using Google Maps use the address 780 Lane 120E Hamilton Lk. If using Apple Maps 780 Lane 120 Hamilton Lk.
Schools
- Elementary school
- Hamilton
- Middle school
- Hamilton
- High school
- Hamilton
- School district
- Hamilton Community
HOA & community
- Other fees
- $5,470
- Other fees frequency
- Annually
- Other fees description
- Land Lease
Taxes & terms
- Annual taxes
- $1,372
- Tax year
- 2026
- Possession
- Negotiable
- Parcel number
- 76-10-27-000-029.650-009
Included in the sale
- Included in sale
- Microwave,Refrigerator,Range-Electric,Water Softener-Owned
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Public Sewer
Location
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