Listing courtesy of Mike Thomas Assoc., Inc · Listing agent: Erin Poiry
818 Gullet Avenue
Garrett, IN 46738Saddle Ridge
Original price $399,900 · Price reduced on September 9, 2026
- Waterfront
- 2-car garage
- Bedrooms
- 4
- Bathrooms
- 2.5
- Living area
- 2,112 sq ft
- Lot
- 0.25 ac
- Year built
- 2026
- Type
- Site-Built Home
- Listed
- February 16, 2026
- MLS #
- 202604876
Open houses
- Sun, Oct 111:00 PM – 3:00 PM
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About this home
***Seller Financing Concession of $5,000***This two story PHOENIX plan from Kiracofe Homes in Saddle Ridge offers open concept living and well-appointed finishes in the heart of Garrett. The 4 bedroom, 2.5 bath plan includes a kitchen and dining area with an eat-in island, spacious pantry and stone countertops. The main level primary bedroom features an en suite bath with an upgraded tile shower, double sink vanity and walk-in closet. This sunroom was added for additional space, a den and powder room round out the main floor living features. Upstairs, three bedrooms and another full bath provide ample living space with walk-in closets of each bedroom. A two-car garage with programmable keypad entry provides more storage and convenience. Energy-efficient mechanicals and batt and spray foam insulation ensure year-round comfort and a quiet interior. Kiracofe Homes offers peace of mind with a one-year builder warranty. Don't miss your chance to live in a new home in one of Garrett's newest subdivisions.
Monthly payment estimate
$2,322/mo
- Principal & interest
- $2,186
- Property taxes
- $4
- Homeowners insurance
- $117
- HOA dues
- $15
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- Two
- Total rooms
- 10
- Total area
- 2,112 sq ft
- Finished area above grade
- 2,112 sq ft
- Main level
- 1,359 sq ft
- Upper level
- 753 sq ft
- Bedrooms above grade
- 4
- Full baths, main level
- 1
- Full baths, upper level
- 1
- Half baths, main level
- 1
- Flooring
- Carpet, Vinyl
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Appliances
- Disposal
- Laundry
- Electric Dryer Hookup, Main Level
- Interior features
- 1st Bdrm En Suite, Attic Pull Down Stairs, Walk-In Closet(s), Countertops-Laminate, Countertops-Solid Surf, Home Warranty Included, Open Floorplan, Range/Oven Hk Up Gas/Elec, Main Level Bedroom Suite, Main Floor Laundry, Garage Utilities
Exterior & parking
- Construction
- Vinyl Siding
- Roof
- Asphalt
- Foundation
- Poured Concrete
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 400 sq ft
- Parking
- Garage Door Opener, Concrete
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Waterfront features
- Association Access
- Water feature
- Pond
Lot
- Subdivision
- Saddle Ridge
- Lot features
- Landscaped, Waterfront
- Lot size (acres)
- 0.25 ac
- Lot dimensions
- 184x190x121x64
- County
- Dekalb County
- Township
- Keyser
- Platted
- Yes
- Planned unit development
- No
- Directions
- I-69 to the Auburn/Garrett exit (SR 8), head west and turn left onto Randolph St/SR 327. Continue straight to the Saddle Ridge entrance on the left. Turn left onto Gullet Ave. House is on left.
Schools
- Elementary school
- J.E. Ober
- Middle school
- Garrett
- High school
- Garrett
- School district
- Garrett Keyser Butler
HOA & community
- HOA fee
- $175
- HOA fee frequency
- Annually
- Association restrictions
- Yes
Taxes & terms
- Annual taxes
- $50
- Tax year
- 2026
- Listing terms
- Cash, Conventional, FHA, USDA Loan
- Possession
- at closing
- Parcel number
- 17-05-34-301-038.000-013
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Range-Gas,Water Heater Gas
Utilities
- Water
- City
- Sewer
- Public Sewer
Income & commercial
- Gas meters
- 10
Location
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