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Listing courtesy of Trueblood Real Estate, LLC. · Listing agent: Alyssa Leach · Cell: 260-553-1422

Virtual tour
ActiveSite-Built Home

401 Railroader Drive

$399,900

$201.77 / sq ft

Est. $2,572/mo

Garrett, IN 46738Heritage Estates

  • Waterfront
  • 2-car garage
Bedrooms
5
Bathrooms
2.5
Living area
1,982 sq ft
Lot
0.32 ac
Year built
2023
Type
Site-Built Home
Listed
October 15, 2026
MLS #
202642875

About this home

Why wait to build? This beautiful five-bedroom, 2.5-bath home offers modern style, thoughtful features, and the convenience of new construction without the wait! Step inside to discover soaring cathedral ceilings and an abundance of natural light pouring through the windows. The inviting living room flows seamlessly into the dining area and kitchen, creating an ideal space for everyday living and entertaining. The kitchen features upgraded countertops, white painted cabinets, a walk-in pantry, and high-end stainless steel appliances included in the sale. The main-level primary suite offers a spacious walk-in closet and a private ensuite bathroom complete with a dual-sink vanity. Upstairs, you'll find four additional bedrooms and a full bathroom, providing plenty of space for family, guests, or a home office. The attached two-car garage features an additional bump-out for extra storage. Out back, enjoy peaceful pond views and a ready-to-go concrete slab just waiting for you to make it your own—perfect for relaxing or entertaining outdoors. Skip the wait and start enjoying your new home sooner! Don't miss this opportunity to own a nearly new home with modern amenities and beautiful views, just in time for the holidays!

Monthly payment estimate

$2,572/mo

Principal & interest
$2,198
Property taxes
$257
Homeowners insurance
$117
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 22, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
7
Total area
1,982 sq ft
Finished area above grade
1,982 sq ft
Bedrooms above grade
5
Full baths, main level
1
Full baths, upper level
1
Half baths, main level
1
Basement
Slab
Heating
Gas, Forced Air
Cooling
Central Air
Laundry
Main Level

Exterior & parking

Construction
Vinyl Siding
Foundation
Poured Concrete
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
440 sq ft
Private pool
No
New construction
No

Waterfront & lake

Waterfront
Yes
Water feature
Pond

Lot

Subdivision
Heritage Estates
Lot features
Rolling Lot
Lot size (acres)
0.32 ac
Lot dimensions
93x152
County
Dekalb County
Township
Keyser
Platted
Yes
Planned unit development
No
Directions
Head south on waynedale drive and turn right on railroader drive

Schools

Elementary school
J.E. Ober
Middle school
Garrett
High school
Garrett
School district
Garrett Keyser Butler

Taxes & terms

Annual taxes
$3,087
Tax year
2025
Possession
Negotiable
Parcel number
17-09-10-300-132.000-013

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Range-Gas

Utilities

Water
City
Sewer
Public Sewer

Income & commercial

Gas meters
12

Rooms

RoomLevelDimensions
Bedroom 1Main12 × 15 ft
Bedroom 2Upper12 × 11 ft
Bedroom 3Upper12 × 11 ft
Bedroom 4Upper11 × 12 ft
Bedroom 5Upper11 × 12 ft
LaundryMain7 × 6 ft

Location

Loading map...

Schools

School district

Garrett-Keyser-Butler Community School Corporation

From the district boundary map (NCES)

1,613 students · Graduation rate: 99.4% (Indiana 91.8%)

Confirm the schools for this address with Garrett-Keyser-Butler Community School Corporation

  • Grades K–5

    J E Ober Elementary School

    Public · Grades PK–5 · 716 students · 1.5 mi away

    The only school for these grades in Garrett-Keyser-Butler Community School Corporation

    English (ILEARN)
    27.4% · Indiana 42%
    Math (ILEARN)
    32.7% · Indiana 42.7%

  • Grades 6–8

    Garrett Middle School

    Public · Grades 6–8 · 357 students · 1.5 mi away

    The only school for these grades in Garrett-Keyser-Butler Community School Corporation

    English (ILEARN)
    33.2% · Indiana 42%
    Math (ILEARN)
    24.2% · Indiana 42.7%

  • Grades 9–12

    Garrett High School

    Public · Grades 9–12 · 540 students · 1.5 mi away

    The only school for these grades in Garrett-Keyser-Butler Community School Corporation

    Graduation rate
    99.4% · Indiana 91.8%
    SAT reading & writing
    41.5% · Indiana 51.9%
    SAT math
    11.5% · Indiana 25.6%
Public schools nearby (1)
Private schools nearby (1)
  • Oak Farm School

    Private · Nonsectarian · Grades PK–12 · 360 students · 4.8 mi away

Figures: enrollment (2025-26 school year), ILEARN (spring 2026), graduation rate (class of 2025), SAT (spring 2026), and private school enrollment (2023-24 school year).

ILEARN: share of students in grades 3–8 proficient on Indiana's state test. SAT: share of 11th graders meeting the college-readiness benchmark. Distances are in a straight line.

Sources: U.S. Department of Education, NCES Common Core of Data; U.S. Department of Education, NCES EDGE school district boundaries; Indiana Department of Education, Data Center & Reports; U.S. Department of Education, NCES Private School Survey.

Indiana Home Match doesn't rate or rank schools. Attendance boundaries change, so confirm with the district before you buy.

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