Listing courtesy of R1 Property Group LLC · Listing agent: Stephen Dregits

Virtual tour
ActiveSite-Built Home

54551 Ash Road

$299,000

$228.59 / sq ft

Est. $1,757/mo

Osceola, IN 46561

  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
3
Bathrooms
2
Living area
1,308 sq ft
Lot
0.67 ac
Year built
1949
Type
Site-Built Home
Listed
September 23, 2026
MLS #
202639340

About this home

Sitting on nearly 3/4 of an acre, this updated ranch offers an open-concept main living space featuring updated flooring, modern fixtures, an electric fireplace, and a large center island built for entertaining. A thoughtful split-bedroom floor plan positions the primary suite on one side of the home, with two additional bedrooms and an updated second full bath on the opposite side. The main level laundry provides convenience. Head outside to enjoy the fully fenced backyard. Located in the diserable PHM school district!

Monthly payment estimate

$1,757/mo

Principal & interest
$1,637
Property taxes
$33
Homeowners insurance
$87
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
6
Total area
1,558 sq ft
Finished area above grade
1,308 sq ft
Unfinished area below grade
250 sq ft
Below grade total
250 sq ft
Bedrooms above grade
3
Full baths, main level
2
Basement
Partial, Unfinished
Flooring
Laminate, Tile
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Family Room, Electric
Appliances
Disposal
Laundry
Electric Dryer Hookup, Main Level
Interior features
1st Bdrm En Suite, Ceiling Fan(s), Countertops-Stone, Detector-Carbon Monoxide, Detector-Smoke, Kitchen Island, Range/Oven Hook Up Gas, Six Panel Doors, Split Br Floor Plan, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry

Exterior & parking

Style
Ranch
Construction
Stone, Vinyl Siding
Roof
Asphalt, Shingle
Foundation
Block
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
480 sq ft
Parking
Garage Door Opener, Gravel
Private pool
No
Fencing
Full, Privacy, Wood
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Level, 0-2.9999
Lot size (acres)
0.67 ac
Lot dimensions
112x259
Location type
Rural,Near Walking Trail
County
St. Joseph County
Township
Penn
Platted
Yes
Planned unit development
No
Directions
Ash Rd just south of Dunn Rd on West side of Ash

Schools

Elementary school
Bittersweet
Middle school
Schmucker
High school
Penn
School district
Penn-Harris-Madison School Corp.

Taxes & terms

Annual taxes
$392
Tax year
2025
Tax exemptions
Homestead
Listing terms
Cash, Conventional, FHA, VA
Possession
DOC
Parcel number
71-05-33-428-016.000-031

Included in the sale

Included in sale
Dishwasher,Refrigerator,Window Treatments,Kitchen Exhaust Hood,Oven-Gas,Range-Gas,Water Heater Electric,Water Softener-Owned,Window Treatment-Blinds

Utilities

Water
Well
Well
Private
Sewer
Septic Tank
Utilities
Cable Available
Electric provider
AEP/I&M
Gas provider
NIPSCO

Location

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