Listing courtesy of St. Joseph Realty Group · Listing agent: Kate Basham · kate@baronmg.com

Virtual tour
ActiveSite-Built Home

54949 Ash Road

$289,000

$209.88 / sq ft

Est. $1,722/mo

Osceola, IN 46561

Original price $299,000 · Price reduced on September 27, 2026

  • 2-car garage
  • Basement
Bedrooms
4
Bathrooms
2
Living area
2,377 sq ft
Lot
0.4 ac
Year built
1969
Type
Site-Built Home
Listed
September 12, 2026
MLS #
202637770

About this home

Welcome home! This spacious 4-bedroom, 2-bath home in PHM school district offers the room, storage, and flexibility you've been looking for, with all the added convenience of a 2-stall attached garage with a basement. The main level features a functional layout with 4 bedrooms and 2 full baths, providing plenty of space. The basement is partially finished and offers even more usable space with the opportunity to create a family room, recreation area, home gym, office, or, if some work is done, an additional bedroom. With its generous bedroom count, 2 full baths, partially finished basement, and oversized garage, this home offers excellent value and plenty of opportunity to make it your own. Come see the possibilities and make this one yours!

Monthly payment estimate

$1,722/mo

Principal & interest
$1,582
Property taxes
$56
Homeowners insurance
$84
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
11
Total area
2,754 sq ft
Finished area above grade
1,377 sq ft
Finished area below grade
1,000 sq ft
Unfinished area below grade
377 sq ft
Below grade total
1,377 sq ft
Bedrooms above grade
4
Full baths, main level
2
Basement
Full, Partially Finished
Heating
Natural Gas, Forced Air
Cooling
Central Air
Laundry
In Basement

Exterior & parking

Style
Ranch
Construction
Brick
Roof
Shingle
Foundation
Block
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
494 sq ft
Parking
Concrete
Private pool
No
Other structures
Shed(s)
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot size (acres)
0.4 ac
Lot dimensions
100ft X 170Ft
Location type
City/Town/Suburb
County
St. Joseph County
Township
Penn
Platted
Yes
Planned unit development
No
Directions
Take US-31 south towards Mishawaka, then take IN-933/Lincolnway towards Osceola. Turn onto Ash Road, continue on Ash Road just past the roundabout to 54949 Ash Road

Schools

Elementary school
Bittersweet
Middle school
Schmucker
High school
Penn
School district
Penn-Harris-Madison School Corp.

Taxes & terms

Annual taxes
$675
Tax year
2026
Listing terms
Cash, Conventional, FHA
Possession
At closing
Parcel number
71-05-33-480-014.000-031

Included in the sale

Included in sale
Refrigerator,Washer,Freezer

Utilities

Water
Well
Well
Private
Sewer
Septic Tank
Electric provider
AEP/I&M
Gas provider
NIPSCO

Income & commercial

Gas meters
12

Location

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