Listing courtesy of RE/MAX Select Associates, Inc. · Listing agent: Chris Wesley · Offc: 812-828-5310

Virtual tour
ActiveSite-Built Home

45 Flatwoods Road

$374,900

$196.18 / sq ft

Est. $2,389/mo

Spencer, IN 47460

Original price $424,900 · Price reduced on August 19, 2025

  • 2-car garage
  • Pool
  • Fireplace
  • Basement
Bedrooms
4
Bathrooms
3
Living area
3,502 sq ft
Lot
0.73 ac
Year built
1986
Type
Site-Built Home
Listed
April 9, 2025
MLS #
202512034

About this home

Take a look at this 4 bedroom, 3 bath, 3502 sq. ft. Brick Ranch over finished walk-out basement. At the entrance the foyer extends to the living room, dining area and around to the kitchen. The kitchen features a huge island with plenty of counter space, cabinets and storage. There is a door from the kitchen and a sliding patio door from the dining room onto the 16x20 upper deck. The primary bedroom offers a private bath with dual vanity sinks, a new walk in tiled shower, as well a huge walk-in closet. The 2 other additional bedrooms finish off the main level of the home. An open staircase walks you down to the lower level that features the walkout basement, an additional bedroom and bath, a great room with wet bar and a family room with brick fireplace. Outside the family room is an enclosed 16x20 screened in porch that extends to the 15x30 above ground pool fully surrounded by a large deck and features a tiki bar and a half bath perfect for entertaining. This area is also fenced in for security and the family dog. Let’s not forget the rest, this property has a lower level 16x20 attached garage, along with a 30x48 pole building with tall ceilings and a 14x16 separate storage shed sitting next to it.

Monthly payment estimate

$2,389/mo

Principal & interest
$2,052
Property taxes
$228
Homeowners insurance
$109
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Detached
Total rooms
11
Total area
3,502 sq ft
Finished area above grade
1,911 sq ft
Finished area below grade
1,591 sq ft
Main level
1,911 sq ft
Below grade total
1,591 sq ft
Bedrooms above grade
3
Bedrooms below grade
1
Full baths, main level
2
Full baths, below grade
1
Basement
Full, Walk-Out Basement
Flooring
Carpet, Vinyl, Ceramic Tile
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Family Room, Basement
Laundry
Main Level
Interior features
Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Main Level Bedroom Suite

Exterior & parking

Style
Ranch
Construction
Brick
Roof
Asphalt
Foundation
Block
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
320 sq ft
Parking
Garage Door Opener, Asphalt
Private pool
Yes
Pool
Above Ground
Fencing
Metal
Other structures
Pole/Post Building
Other structures (2)
Outbuilding
Outbuilding 2
224 sq ft
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Corner Lot, Sloped
Lot size (acres)
0.73 ac
Lot dimensions
Irregular
Location type
Rural
County
Owen County
Township
Washington
Road frontage
County Road
Road surface
Paved
Platted
Yes
Planned unit development
No
Directions
Corner of Flatwoods and State Highway 46

Schools

Elementary school
Mccormicks Creek
Middle school
Owen Valley
High school
Owen Valley
School district
Spencer-Owen Community Schools

Taxes & terms

Annual taxes
$2,738
Tax year
2025
Tax exemptions
Disabled Vet, Homestead, Mortgage
Possession
DOFC
Parcel number
60-10-26-100-010.110-027

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Cooktop-Gas,Water Heater Gas

Utilities

Water
City
Sewer
Septic Tank
Gas provider
Community NatGas(Spencer)
Water provider
BBP

Income & commercial

Gas meters
14

Location

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