Listing courtesy of RE/MAX Select Associates, Inc. · Listing agent: Chris Wesley · Offc: 812-828-5310
45 Flatwoods Road
Spencer, IN 47460
Original price $424,900 · Price reduced on August 19, 2025
- 2-car garage
- Pool
- Fireplace
- Basement
- Bedrooms
- 4
- Bathrooms
- 3
- Living area
- 3,502 sq ft
- Lot
- 0.73 ac
- Year built
- 1986
- Type
- Site-Built Home
- Listed
- April 9, 2025
- MLS #
- 202512034
About this home
Take a look at this 4 bedroom, 3 bath, 3502 sq. ft. Brick Ranch over finished walk-out basement. At the entrance the foyer extends to the living room, dining area and around to the kitchen. The kitchen features a huge island with plenty of counter space, cabinets and storage. There is a door from the kitchen and a sliding patio door from the dining room onto the 16x20 upper deck. The primary bedroom offers a private bath with dual vanity sinks, a new walk in tiled shower, as well a huge walk-in closet. The 2 other additional bedrooms finish off the main level of the home. An open staircase walks you down to the lower level that features the walkout basement, an additional bedroom and bath, a great room with wet bar and a family room with brick fireplace. Outside the family room is an enclosed 16x20 screened in porch that extends to the 15x30 above ground pool fully surrounded by a large deck and features a tiki bar and a half bath perfect for entertaining. This area is also fenced in for security and the family dog. Let’s not forget the rest, this property has a lower level 16x20 attached garage, along with a 30x48 pole building with tall ceilings and a 14x16 separate storage shed sitting next to it.
Monthly payment estimate
$2,389/mo
- Principal & interest
- $2,052
- Property taxes
- $228
- Homeowners insurance
- $109
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- Detached
- Total rooms
- 11
- Total area
- 3,502 sq ft
- Finished area above grade
- 1,911 sq ft
- Finished area below grade
- 1,591 sq ft
- Main level
- 1,911 sq ft
- Below grade total
- 1,591 sq ft
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Full baths, main level
- 2
- Full baths, below grade
- 1
- Basement
- Full, Walk-Out Basement
- Flooring
- Carpet, Vinyl, Ceramic Tile
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplaces
- 1
- Fireplace features
- Family Room, Basement
- Laundry
- Main Level
- Interior features
- Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Main Level Bedroom Suite
Exterior & parking
- Style
- Ranch
- Construction
- Brick
- Roof
- Asphalt
- Foundation
- Block
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 320 sq ft
- Parking
- Garage Door Opener, Asphalt
- Private pool
- Yes
- Pool
- Above Ground
- Fencing
- Metal
- Other structures
- Pole/Post Building
- Other structures (2)
- Outbuilding
- Outbuilding 2
- 224 sq ft
- New construction
- No
Waterfront & lake
- Waterfront
- No
Lot
- Lot features
- Corner Lot, Sloped
- Lot size (acres)
- 0.73 ac
- Lot dimensions
- Irregular
- Location type
- Rural
- County
- Owen County
- Township
- Washington
- Road frontage
- County Road
- Road surface
- Paved
- Platted
- Yes
- Planned unit development
- No
- Directions
- Corner of Flatwoods and State Highway 46
Schools
- Elementary school
- Mccormicks Creek
- Middle school
- Owen Valley
- High school
- Owen Valley
- School district
- Spencer-Owen Community Schools
Taxes & terms
- Annual taxes
- $2,738
- Tax year
- 2025
- Tax exemptions
- Disabled Vet, Homestead, Mortgage
- Possession
- DOFC
- Parcel number
- 60-10-26-100-010.110-027
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Cooktop-Gas,Water Heater Gas
Utilities
- Water
- City
- Sewer
- Septic Tank
- Gas provider
- Community NatGas(Spencer)
- Water provider
- BBP
Income & commercial
- Gas meters
- 14
Location
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