Listing courtesy of Home Team Properties · Listing agent: Samantha Carver · Office: 844-821-6051
534 Dogwood E Court
Spencer, IN 47460Four Oaks
Original price $410,200 · Price reduced on September 30, 2026
- New construction
- 2-car garage
- Energy efficient
- Bedrooms
- 3
- Bathrooms
- 2.5
- Living area
- 2,051 sq ft
- Lot
- 0.32 ac
- Year built
- 2025
- Type
- Site-Built Home
- Listed
- October 21, 2025
- MLS #
- 202542708
Open houses
- Sun, Oct 111:00 PM – 3:00 PM
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About this home
OPEN HOUSE Sunday, October 11 1-3pm. Welcome to The Cypress, a 2,051 sq ft ranch home in the Four Oaks subdivision, tucked away on a quiet cul-de-sac where comfort and style effortlessly meet. This 3-bedroom, 2.5-bath home offers a desirable split-bedroom design with an open living room, kitchen, and breakfast area ideal for everyday living and entertaining. Start your mornings or wind down your evenings on the expansive covered front and back porches. The kitchen is designed for both functionality and gathering, featuring a large island, stainless steel appliances, and an adjacent formal dining room. Just off the breakfast area, you’ll find a convenient half bath, laundry/mudroom combination, and a private primary suite complete with a dual-sink vanity, tiled walk-in shower, and walk-in closet with thoughtful finishes throughout. A separate hallway leads to two additional bedrooms, a full bath, and a linen closet—providing privacy and space for family or guests. Life in Four Oaks offers the charm of small-town living with a wide-open country feel, along with amenities such as a community clubhouse, lakefront walking trail, and private dog park. With fiber internet, city utilities, and easy access to both Spencer and Bloomington, this neighborhood delivers the perfect balance of charm and convenience.
Monthly payment estimate
$2,474/mo
- Principal & interest
- $2,006
- Property taxes
- $336
- Homeowners insurance
- $107
- HOA dues
- $25
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: estimated at 1.1% of the price per year — the MLS reports no full tax bill for this home yet.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 9
- Total area
- 2,051 sq ft
- Finished area above grade
- 2,051 sq ft
- Main level
- 2,051 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 2
- Half baths, main level
- 1
- Basement
- Slab
- Flooring
- Carpet
- Heating
- Gas, Forced Air
- Cooling
- Central Air
- HVAC
- High Efficiency Furnace, SEER 14
- Appliances
- Disposal
- Laundry
- Electric Dryer Hookup, Main Level
- Interior features
- High Ceilings, Ceiling Fan(s), Walk-In Closet(s), Countertops-Solid Surf, Entrance Foyer, Kitchen Island, Near Walking Trail, Open Floorplan, Range/Oven Hook Up Elec, Split Br Floor Plan, Double Vanity, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry, Washer Hook-Up
- Windows
- Double Pane Windows
- Doors
- Insulated Door(s)
Exterior & parking
- Style
- Traditional
- Construction
- Stone, Vinyl Siding
- Roof
- Dimensional Shingles
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 552 sq ft
- Parking
- Garage Door Opener, Concrete
- Private pool
- No
- Fencing
- Privacy
- New construction
- Yes
- Builder
- Owen County Homebuilders LLC
- Energy-efficient features
- HVAC
Waterfront & lake
- Waterfront
- No
- Waterfront features
- Walk to Lake Access
Lot
- Subdivision
- Four Oaks
- Lot features
- Irregular Lot, 0-2.9999
- Lot size (acres)
- 0.32 ac
- Lot dimensions
- Irregular
- Location type
- Rural Subdivision
- County
- Owen County
- Township
- Washington
- Cross street
- Hwy 43
- Road frontage
- Private Road
- Road surface
- Paved
- Platted
- Yes
- Planned unit development
- No
- Directions
- From Spencer, head east on Hwy 46 toward Bloomington. Turn right on Hwy 43. Go 0.6 miles and turn left on White Oak Rd. Turn left onto Dogwood Ct. Home will be on the left.
Schools
- Elementary school
- Mccormicks Creek
- Middle school
- Owen Valley
- High school
- Owen Valley
- School district
- Spencer-Owen Community Schools
HOA & community
- HOA fee
- $300
- HOA fee frequency
- Annually
- Community amenities
- Clubhouse, Boat Dock, Sidewalks
Taxes & terms
- Tax exemptions
- No Exemptions
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- At Closing
- Parcel number
- 60-10-26-300-370.163-027
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Range-Electric,Water Heater Electric
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Electric provider
- South Central REMC
- Gas provider
- Community NatGas(Spencer)
- Water provider
- BBP
Rooms
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 16 × 18 ft | — |
| Dining Room | Main | 11 × 12 ft | — |
| Kitchen | Basement | 11 × 12 ft | — |
| Breakfast Room | Main | 10 × 12 ft | — |
| Bedroom 1 | Main | 15 × 16 ft | — |
| Bedroom 2 | Main | 12 × 12 ft | — |
| Bedroom 3 | Main | 12 × 12 ft | — |
| Extra Room 1 | Main | 11 × 6 ft | Foyer Entry |
| Laundry | Main | 10 × 13 ft | — |
Location
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