Listing courtesy of Minear Real Estate · Listing agent: Danielle Arnold
4490 W 500 N
Columbia City, IN 46725
- On Troy Cedar Lake
- 2.4 acres
- 1-car garage
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,440 sq ft
- Lot
- 2.36 ac
- Year built
- 1952
- Type
- Site-Built Home
- Listed
- September 4, 2026
- MLS #
- 202636559
About this home
Rare opportunity for lakefront living on 2.36 acres with over 200 feet of frontage on Troy Cedar Lake in Whitley County! This property offers the space, privacy, and waterfront lifestyle that is increasingly hard to find. Enjoy beautiful views of the lake and surrounding land from the 14x14 screened-in porch, conveniently located just off the dining area and perfect for relaxing or entertaining. The 3 bedroom, 2 bath home offers an open kitchen and dining layout, with generous closet space in each bedroom. A one-car attached garage provides added convenience, while the adjacent fish cleaning station with sink is ideal for making the most of your time on the lake. Heating options include a wood-burning stove or gas forced air. Recent updates and features include a roof approximately 5 years old, recently pumped septic tank, and an owned propane tank. With an exceptional amount of land and lake frontage, this property provides a wonderful opportunity to enjoy lake life while adding your own personal touches to the home over time. Bring your vision and make this unique lakefront property your own!
Monthly payment estimate
$1,858/mo
- Principal & interest
- $1,752
- Property taxes
- $13
- Homeowners insurance
- $93
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 4
- Total area
- 1,440 sq ft
- Finished area above grade
- 1,440 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 2
- Basement
- Crawl Space, Slab
- Heating
- Propane, Forced Air, Propane Tank Owned
- Cooling
- Window Unit(s)
- Fireplace features
- Wood Burning Stove
- Laundry
- Main Level
- Interior features
- Storage, Breakfast Bar, Ceiling Fan(s), Walk-In Closet(s), Detector-Carbon Monoxide, Detector-Smoke, Main Level Bedroom Suite
Exterior & parking
- Style
- Ranch
- Construction
- Vinyl Siding
- Garage spaces
- 1
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 504 sq ft
- Parking
- Garage Door Opener
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Troy Cedar Lake
- Water access
- Lakefront
- Lake type
- Non Ski Lake
- Water frontage
- 200 ft
- Water feature
- Lake
Lot
- Lot features
- Waterfront, Flood Plain, 0-2.9999, Lake on Lot, Water View, Waterfront-Level Bank
- Lot size (acres)
- 2.36 ac
- Lot dimensions
- 200x500x200x412
- County
- Whitley County
- Township
- Etna Troy
- Platted
- Yes
- Planned unit development
- No
- Directions
- easily found with gps
Schools
- Elementary school
- Northern Heights
- Middle school
- Indian Springs
- High school
- Columbia City
- School district
- Whitley CO Cons Schools
Taxes & terms
- Annual taxes
- $160
- Tax year
- 2025
- Tax exemptions
- Homestead, Over 65
- Listing terms
- Cash, Conventional
- Possession
- Neg
- Parcel number
- 92-02-11-000-309.000-005
Included in the sale
- Included in sale
- Refrigerator,Water Heater Electric,Water Softener-Rented
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Septic Tank
Location
Area guide
Living in Columbia City
Neighborhoods, schools, cost of living and local housing trends — our guide to life in Columbia City.
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