Listing courtesy of Coldwell Banker Real Estate Group · Listing agent: Jami Stamm · Cell: 574-596-4868
435 S Main Street
Middlebury, IN 46540-9767
Original price $460,000 · Price reduced on August 2, 2026
- 2-car garage
- Fireplace
- Basement
- Bedrooms
- 4
- Bathrooms
- 6
- Living area
- 4,112 sq ft
- Lot
- 0.57 ac
- Year built
- 1900
- Type
- Site-Built Home
- Listed
- May 20, 2026
- MLS #
- 202619303
About this home
Located in the heart of downtown in endearing Middlebury, the possibilities in this home are ENDLESS! The upper two levels were once a Bed & Breakfast, with 4 Bedrooms and 5 baths. The lower level has a separate entrance with entirely separate living quarters! The historic charm exudes in the two upper levels. Rich woodwork, a butlers pantry and the original fireplace provide character that is rare to find! The yard is spacious and backs up to the extremely popular Pumpkinvine Trail, great for walking and biking enthusiasts! This is a rare gem! Don't miss your chance to make it your own! *Property had water in the basement and has been professionally remedied. The flooring has been removed and the seller is offering a $3,000 flooring allowance with an acceptable offer.
Monthly payment estimate
$2,732/mo
- Principal & interest
- $2,326
- Property taxes
- $282
- Homeowners insurance
- $124
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- Two
- Total rooms
- 14
- Total area
- 4,112 sq ft
- Finished area above grade
- 2,540 sq ft
- Finished area below grade
- 1,572 sq ft
- Below grade total
- 1,572 sq ft
- Bedrooms above grade
- 4
- Full baths, main level
- 1
- Full baths, upper level
- 4
- Full baths, below grade
- 1
- Basement
- Full, Walk-Out Basement, Finished
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplaces
- 1
- Fireplace features
- Living/Great Rm, Wood Burning
- Appliances
- Disposal
- Laundry
- Main Level
- Interior features
- High Ceilings, Countertops-Solid Surf, Guest Quarters, Near Walking Trail, Kitchenette, Main Floor Laundry
Exterior & parking
- Style
- Historic
- Construction
- Vinyl Siding, Wood Siding
- Garage spaces
- 2
- Attached garage
- No
- Garage type
- Detached
- Garage sq ft
- 480 sq ft
- Private pool
- No
- Fencing
- Metal
- New construction
- No
Waterfront & lake
- Waterfront
- No
Lot
- Lot features
- Level
- Lot size (acres)
- 0.57 ac
- Lot dimensions
- 132 x 219
- County
- Elkhart County
- Township
- Middlebury
- Platted
- Yes
- Planned unit development
- No
- Directions
- GPS friendly
Schools
- Elementary school
- Middlebury
- Intermediate school
- Heritage
- Middle school
- Northridge
- High school
- Northridge
- School district
- Middlebury Community Schools
Taxes & terms
- Annual taxes
- $3,382
- Tax year
- 2026
- Assessed value
- $354,800
- Listing terms
- Cash, Conventional
- Possession
- At funded closing
- Parcel number
- 20-08-10-380-016.000-035
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Window Treatments,Dryer-Electric,Range-Gas
Utilities
- Water
- City
- Sewer
- Public Sewer
Income & commercial
- Gas meters
- 17
Location
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