Listing courtesy of McKinnies Realty, LLC Elkhart · Listing agent: Joshua Lenker · Cell: 574-215-4959
10281 County Road 4
Middlebury, IN 46540
Original price $384,500 · Price reduced on September 14, 2026
- 1 acres
- 2-car garage
- Bedrooms
- 3
- Bathrooms
- 1
- Living area
- 1,990 sq ft
- Lot
- 1 ac
- Year built
- 1976
- Type
- Site-Built Home
- Listed
- June 11, 2026
- MLS #
- 202622865
About this home
Peace is all you will think of at this home. Nestled on 1 acre in the desirable Middlebury area, this 3-bedroom, 1-bath retreat offers a perfect blend of comfort, privacy, and potential. Just seconds from Stone Lake, the property is currently a successful Airbnb and a proven income-producing opportunity. It is ideal as a full-time residence, weekend getaway, or investment. Inside, the layout includes a unique catwalk connecting the upstairs bedrooms, offering an open view that overlooks the living room below and adds character to the space. The property also features a brand-new well. Unwind on the covered porch, enjoy cozy evenings around the fire pit, and take advantage of the attached garage. Surrounded by nature in a peaceful, quiet setting, yet still close to all that Middlebury has to offer. This home is a rare find.
Monthly payment estimate
$2,423/mo
- Principal & interest
- $2,023
- Property taxes
- $292
- Homeowners insurance
- $108
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 7
- Total area
- 1,990 sq ft
- Finished area above grade
- 1,990 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Basement
- Crawl Space
- Flooring
- Carpet, Tile
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplace features
- Fire Pit
- Laundry
- Electric Dryer Hookup, Main Level
- Interior features
- Range/Oven Hook Up Elec, Main Floor Laundry
Exterior & parking
- Style
- Cape Cod, Cabin
- Construction
- Brick, Wood Siding
- Roof
- Metal
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 576 sq ft
- Parking
- Concrete
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- No
Lot
- Lot features
- Part Wooded, 0-2.9999
- Lot size (acres)
- 1 ac
- Lot dimensions
- 462x182
- County
- Elkhart County
- Township
- York
- Platted
- Yes
- Planned unit development
- No
- Directions
- From SR 120, head North on 13. Turn Right on CR 4.
Schools
- Elementary school
- Middlebury
- Middle school
- Northridge
- High school
- Northridge
- School district
- Middlebury Community Schools
Taxes & terms
- Annual taxes
- $3,500
- Tax year
- 2025
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- TBA by PA
- Parcel number
- 20-04-13-451-005.000-032
Included in the sale
- Included in sale
- Refrigerator,Washer,Dryer-Electric,Oven-Electric,Range-Electric,Water Heater Electric
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Septic Tank
- Electric provider
- NIPSCO
- Gas provider
- NIPSCO
Location
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