Listing courtesy of Keller Williams Lafayette · Listing agent: Kandi Lopez Alba · Office: 219-819-9232
418 S Main Street
Monticello, IN 47960
Original price $190,000 · Price reduced on August 2, 2026
- Basement
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,685 sq ft
- Lot
- 0.5 ac
- Year built
- 1860
- Type
- Site-Built Home
- Listed
- February 6, 2026
- MLS #
- 202603733
About this home
Charming two-story home full of character and space, featuring beautiful original woodwork, wide trim, and a classic staircase that welcomes you at the entry. The large living and family rooms offer plenty of space for gathering, with tall ceilings and natural light throughout. Formal dining area flows nicely for entertaining, and the kitchen offers great potential to customize to your style. Spacious bedrooms and a full bath are located on the upper level, along with additional flex space perfect for an office, playroom, or sitting area. Enjoy the covered front porch and mature trees that add curb appeal and shade. Located in a convenient neighborhood close to schools, shopping, and dining, this home is a wonderful opportunity to restore, update, and make your own.
Monthly payment estimate
$1,286/mo
- Principal & interest
- $985
- Property taxes
- $248
- Homeowners insurance
- $53
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- Two
- Total rooms
- 7
- Total area
- 2,084 sq ft
- Finished area above grade
- 1,685 sq ft
- Unfinished area below grade
- 399 sq ft
- Below grade total
- 399 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Full baths, upper level
- 1
- Basement
- Full
- Heating
- Baseboard
- Cooling
- Wall Unit(s)
- Laundry
- Main Level
Exterior & parking
- Construction
- Vinyl Siding
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- No
Lot
- Lot features
- Corner Lot
- Lot size (acres)
- 0.5 ac
- Lot dimensions
- .5 A
- County
- White County
- Township
- Union
- Platted
- Yes
- Planned unit development
- No
- Directions
- Property shows up in apple maps
Schools
- Elementary school
- Twin Lakes
- Middle school
- Twin Lakes
- High school
- Twin Lakes
- School district
- Twin Lakes School Corp.
Taxes & terms
- Annual taxes
- $2,976
- Tax year
- 2025
- Possession
- At Closing
- Parcel number
- 91-73-33-000-117.500-021
Included in the sale
- Included in sale
- Refrigerator,Range-Electric
Utilities
- Water
- City
- Sewer
- Public Sewer
Location
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