Listing courtesy of Redlow Group · Listing agent: Ryan Clemons

Virtual tour
ActiveSite-Built Home

215 S Main Street

$189,900

$95.72 / sq ft

Est. $1,468/mo

Monticello, IN 47960

  • 2-car garage
  • Basement
Bedrooms
4
Bathrooms
3
Living area
1,984 sq ft
Lot
0.17 ac
Year built
1896
Type
Site-Built Home
Listed
October 2, 2026
MLS #
202640834

About this home

If space, character, and value are what you are looking for, this in-town home offers a lot of house at an approachable price point. Featuring 4 bedrooms, 3 full baths, and ample living space, the home is filled with historic woodwork, charm, and a spacious layout. The primary bedroom features vaulted ceilings and plenty of natural light. Outside, you’ll find both a 2-car detached garage and an additional 1-car detached garage, offering excellent space for parking, storage, a workshop, or hobbies. The home could benefit from some updating and repairs, but the attractive price point gives buyers an opportunity to make improvements over time while enjoying the space and character from day one. Convenient in-town location and plenty of potential make this one worth a look.

Monthly payment estimate

$1,468/mo

Principal & interest
$1,039
Property taxes
$374
Homeowners insurance
$55
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details

Interior

Levels
Two
Total rooms
9
Total area
2,712 sq ft
Finished area above grade
1,984 sq ft
Unfinished area below grade
728 sq ft
Below grade total
728 sq ft
Bedrooms above grade
4
Full baths, main level
3
Basement
Crawl Space, Partial
Flooring
Hardwood, Carpet
Heating
Forced Air
Cooling
Central Air
Laundry
Main Level
Interior features
Walk-In Closet(s), Garden Tub, Kitchen Island, Stand Up Shower

Exterior & parking

Construction
Stucco
Roof
Asphalt
Garage spaces
2
Attached garage
No
Garage type
Detached
Garage sq ft
441 sq ft
Parking
Asphalt, Concrete
Private pool
No
Fencing
Chain Link
Other structures
Detached Garage
Other structures (2)
Shed
Outbuilding 2
96 sq ft
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Landscaped, 0-2.9999
Lot size (acres)
0.17 ac
Lot dimensions
165x45
Location type
Rural
County
White County
Township
Union
Platted
Yes
Planned unit development
No
Directions
GPS Friendly

Schools

Elementary school
Twin Lakes
Middle school
Twin Lakes
High school
Twin Lakes
School district
Twin Lakes School Corp.

Taxes & terms

Annual taxes
$4,492
Tax year
2025
Listing terms
Cash, Conventional
Possession
At Closing
Parcel number
91-73-33-000-075.200-021

Included in the sale

Included in sale
Kitchen Exhaust Hood

Utilities

Water
City
Sewer
Public Sewer

Income & commercial

Gas meters
9

Location

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