Listing courtesy of Berkshire Hathaway HomeServices Elkhart · Listing agent: Mia Curtis · Office: 574-293-1010

Virtual tour
ActiveSite-Built Home

3809 Saint Andrews Place

$415,000

$130.50 / sq ft

Est. $2,701/mo

Elkhart, IN 46517Bent Oak

Original price $420,000 · Price reduced on September 20, 2026

  • 3.5-car garage
  • Fireplace
  • Basement
Bedrooms
4
Bathrooms
3.5
Living area
3,380 sq ft
Lot
0.31 ac
Year built
1992
Type
Site-Built Home
Listed
August 17, 2026
MLS #
202633489

About this home

This beautifully designed home feels like a warm hug as soon as you walk inside! Located on the 7th fairway in desirable Bent Oak, it offers golf course views and exceptional amenities. The welcoming large living room is perfect for entertaining. The main level features a spacious primary suite, formal dining and convenient laundry. Upstairs includes two private bedroom suites, each with its own full bath and nice sized closets. The professionally waterproofed basement offers a finished flex room ideal for a gym, guest space, or bonus room, plus a concrete safe room/storm shelter. The whole-house generator provides added peace of mind. This home has a three-car garage plus a separate golf cart garage with basement access. Timed irrigation system keeps the lawn looking its best with ease. Appliances included. Move-in ready and designed for comfort and your family's convenience!

Monthly payment estimate

$2,701/mo

Principal & interest
$2,272
Property taxes
$300
Homeowners insurance
$121
HOA dues
$8
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

Get pre-approved

Know your real budget before you tour, and make a stronger offer. We'll connect you with a local lender.

Property details

Interior

Levels
Two
Total rooms
14
Total area
5,153 sq ft
Finished area above grade
3,180 sq ft
Finished area below grade
200 sq ft
Unfinished area below grade
1,773 sq ft
Below grade total
1,973 sq ft
Bedrooms above grade
4
Full baths, main level
1
Full baths, upper level
2
Half baths, main level
1
Basement
Full
Heating
Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Den, Living/Great Rm
Laundry
Gas Dryer Hookup, Main Level
Interior features
Main Level Bedroom Suite

Exterior & parking

Construction
Brick, Vinyl Siding
Garage spaces
3.5
Attached garage
Yes
Garage type
Attached
Garage sq ft
864 sq ft
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Bent Oak
Lot features
Golf Frontage
Lot size (acres)
0.31 ac
Lot dimensions
100x136
County
Elkhart County
Township
Concord
Platted
Yes
Planned unit development
No
Directions
CR 7 to Bent Oak Trail Left on St Andrews Place house is on the west side of the street

Schools

Elementary school
Concord West Side
Middle school
Concord
High school
Concord
School district
Concord Community Schools

HOA & community

HOA fee
$100
HOA fee frequency
Annually

Taxes & terms

Annual taxes
$3,605
Tax year
2026
Listing terms
Conventional, FHA, VA
Possession
Negotiable
Parcel number
20-06-20-301-007.000-011

Included in the sale

Included in sale
Dishwasher,Refrigerator,Washer,Dryer-Gas,Range-Gas
Excluded from sale
Security system, kitchen refrigerator

Utilities

Water
City
Sewer
Public Sewer

Income & commercial

Gas meters
15

Location

Loading map...

$415,000

4 beds · 3.5 baths