Listing courtesy of Real Broker, LLC · Listing agent: Kelly Schaffer
51081 Winding Waters Lane
Elkhart, IN 46514Sturdy Oak
- On Christiana Creek
- 2-car garage
- Fireplace
- Basement
- Bedrooms
- 4
- Bathrooms
- 2.5
- Living area
- 3,521 sq ft
- Lot
- 0.94 ac
- Year built
- 1973
- Type
- Site-Built Home
- Listed
- September 29, 2026
- MLS #
- 202640396
Open houses
- Sat, Oct 172:00 PM – 4:00 PM
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About this home
*OPEN HOUSE 10/4 2PM TO 4PM* Get ready to fall in love with this completely renovated Christiana Creek home where nearly every inch has been thoughtfully updated. Sitting on almost an acre with 100 feet of stunning creek frontage in Elkhart, this four-bedroom, two-and-a-half-bath home is ready for you to move right in. From the moment you arrive, you will love the gorgeous covered brick front entry, a wonderful, cozy spot to sit and welcome guests or enjoy views of the front yard. Inside, the home offers a fantastic layout featuring two main-level living spaces, giving you plenty of room to spread out. The open-concept kitchen features beautiful green-painted cabinetry, sleek quartz countertops, and a peninsula with barstool seating, flowing seamlessly into the main living area centered around a cozy brick fireplace. Separating the kitchen and the second living space is a perfect formal dining room. What makes this home so functional for hosting and everyday living is the incredible outdoor access, featuring multiple exit points including a sliding door off the kitchen area and a sliding door from the formal dinning space leading out to a great back deck. Upstairs, you will find large bedrooms all featuring decent closet space, a hallway bath, and a very large private primary ensuite complete with tons of closet space. Downstairs, you have a partially finished basement featuring a built-in bar, leaving plenty of opportunity to do updates, add your personal touch, and grow into the space. Complete with a two-car attached garage and a backyard that slopes right down to the water, ideal for summer fun or winter sledding, this is your chance to live on Christiana Creek and enjoy it year-round!
Monthly payment estimate
$2,622/mo
- Principal & interest
- $2,298
- Property taxes
- $201
- Homeowners insurance
- $123
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- Two
- Total rooms
- 14
- Total area
- 4,072 sq ft
- Finished area above grade
- 2,694 sq ft
- Finished area below grade
- 827 sq ft
- Unfinished area below grade
- 551 sq ft
- Below grade total
- 1,378 sq ft
- Bedrooms above grade
- 4
- Full baths, upper level
- 2
- Half baths, main level
- 1
- Basement
- Full, Partially Finished
- Flooring
- Carpet, Tile, Vinyl
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplaces
- 1
- Fireplace features
- Fire Pit, Living/Great Rm
- Laundry
- In Basement
- Interior features
- 1st Bdrm En Suite, Bar, Ceiling Fan(s), Countertops-Solid Surf, Formal Dining Room
Exterior & parking
- Construction
- Brick, Vinyl Siding
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 506 sq ft
- Private pool
- No
- Other structures
- Shed(s)
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Christiana Creek
- Water access
- Channel Front/Canal
- Water frontage
- 100 ft
- Water feature
- Creek
Lot
- Subdivision
- Sturdy Oak
- Lot features
- Sloped, Waterfront
- Lot size (acres)
- 0.94 ac
- Lot dimensions
- 100x400
- County
- Elkhart County
- Township
- Osolo
- Platted
- Yes
- Planned unit development
- No
- Directions
- Take Sturdy Oak Drive from Cassopolis St., left on Shady lane, right on aspenwood dr. Follow that around to winding waters.
Schools
- Elementary school
- Mary Feeser
- Middle school
- West Side
- High school
- Elkhart
- School district
- Elkhart Community Schools
Taxes & terms
- Annual taxes
- $2,408
- Tax year
- 2025
- Tax exemptions
- Homestead
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- Day Of Closing
- Parcel number
- 20-02-18-226-006.000-026
Included in the sale
- Included in sale
- Dishwasher,Refrigerator,Range-Gas,Water Heater Electric
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Septic Tank
- Electric provider
- AEP/I&M
- Gas provider
- NIPSCO
Income & commercial
- Gas meters
- 12
Location
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