Listing courtesy of Realty of America LLC · Listing agent: Cecilia Espinoza
865 E Water Street
Berne, IN 46711-1612
- 2-car garage
- Bedrooms
- 3
- Bathrooms
- 1.5
- Living area
- 1,218 sq ft
- Lot
- 0.21 ac
- Year built
- 1977
- Type
- Site-Built Home
- Listed
- September 28, 2026
- MLS #
- 202640180
About this home
Welcome to this well-maintained 3-bedroom, 1.5-bath ranch offering 1,218 sq. ft. of comfortable one-level living on a 0.20-acre lot. Step inside to a bright and inviting living room with wood-look flooring that flows throughout much of the home. The spacious kitchen features plenty of cabinet and counter space, a center island, gas range, stainless steel appliances, recessed lighting, and an adjoining dining area with access to the backyard and deck. Enjoy three comfortable bedrooms, ceiling fans, and a functional layout designed for everyday living. Outside, mature trees provide plenty of shade while the backyard and deck offer a great place to relax, entertain, or enjoy the open views. Additional highlights include an attached 2-car garage, brick exterior, and metal roof. Conveniently located in Berne, this charming ranch is ready for its next owner. Schedule your showing today!
Monthly payment estimate
$1,098/mo
- Principal & interest
- $974
- Property taxes
- $72
- Homeowners insurance
- $52
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 6
- Total area
- 1,218 sq ft
- Finished area above grade
- 1,218 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Half baths, main level
- 1
- Basement
- Crawl Space
- Heating
- Natural Gas
- Cooling
- Central Air
- Laundry
- Main Level
Exterior & parking
- Construction
- Brick, Vinyl Siding
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 616 sq ft
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- No
Lot
- Lot features
- Level
- Lot size (acres)
- 0.21 ac
- Lot dimensions
- 80X112
- County
- Adams County
- Township
- Monroe
- Lots
- 4
- Platted
- Yes
- Planned unit development
- No
- Directions
- follow gps
Schools
- Elementary school
- South Adams
- Middle school
- South Adams
- High school
- South Adams
- School district
- South Adams
Taxes & terms
- Annual taxes
- $862
- Tax year
- 2026
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- at closing
- Parcel number
- 01-08-33-402-013.000-010
Included in the sale
- Included in sale
- Dishwasher,Refrigerator,Kitchen Exhaust Hood,Oven-Gas,Range-Gas
Utilities
- Water
- City
- Sewer
- Public Sewer
Location
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