Listing courtesy of Signature Real Estate · Listing agent: Jared Franklin · wes@signaturesullivan.com
864 S Hilltop Drive
Spencer, IN 47460
- 4 acres
- Fireplace
- Bedrooms
- 3
- Bathrooms
- 1
- Living area
- 1,696 sq ft
- Lot
- 4 ac
- Year built
- 1970
- Type
- Site-Built Home
- Listed
- October 7, 2026
- MLS #
- 202641546
About this home
Peaceful and private 3 bedroom, 1 bath home situated on approximately 4 wooded acres near the White River. The home offers a spacious layout and may have the potential to be converted back into a 3 bedroom, 2 bath configuration. With a large yard, wooded surroundings, and plenty of room for improvement, this property is a great opportunity for buyers looking to add their own personal touch in a quiet country setting.
Monthly payment estimate
$939/mo
- Principal & interest
- $821
- Property taxes
- $74
- Homeowners insurance
- $44
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 7
- Total area
- 1,696 sq ft
- Finished area above grade
- 1,696 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Basement
- Crawl Space
- Heating
- Baseboard
- Cooling
- Window Unit(s)
- Fireplaces
- 1
- Fireplace features
- Family Room
- Laundry
- Main Level
Exterior & parking
- Style
- Ranch
- Construction
- Shingle Siding
- Foundation
- Block
- Parking
- Circular Driveway
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- No
Lot
- Lot features
- 3-5.9999
- Lot size (acres)
- 4 ac
- Lot dimensions
- 290.4 x 600
- County
- Owen County
- Township
- Washington
- Platted
- Yes
- Planned unit development
- No
- Directions
- From US 231 in Spencer, turn onto Pottersville Road, then turn onto S Hilltop Drive. Follow Hilltop Drive to 864 S Hilltop Dr.
Schools
- Elementary school
- Spencer
- Middle school
- Owen Valley
- High school
- Owen Valley
- School district
- Spencer-Owen Community Schools
Taxes & terms
- Annual taxes
- $890
- Tax year
- 2026
- Tax exemptions
- Homestead
- Listing terms
- Cash, Conventional
- Possession
- 30 DAC
- Parcel number
- 60-10-28-200-330.000-027
Included in the sale
- Included in sale
- Dishwasher,Microwave,Washer,Dryer-Electric
Utilities
- Water
- City
- Sewer
- Septic Tank
Rooms
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 1 | Main | 10 × 10 ft |
| Bedroom 2 | Main | 10 × 10 ft |
| Bedroom 3 | Main | 10 × 10 ft |
| Laundry | Main | — |
Location
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