Listing courtesy of F.C. TUCKER EMGE · Listing agent: Nikki Davis · cell: 812-449-4118
831 Mill Street
Mount Vernon, IN 47620James & Hovey
Original price $165,000 · Price reduced on September 30, 2026
- 1-car garage
- Energy efficient
- Bedrooms
- 3
- Bathrooms
- 1.5
- Living area
- 1,271 sq ft
- Lot
- 0.09 ac
- Year built
- 1954
- Type
- Site-Built Home
- Listed
- August 20, 2026
- MLS #
- 202634084
About this home
Welcome to this charming, move-in-ready home nestled on a corner lot in Mt. Vernon, Indiana. This delightful property boasts an inviting open floor plan, generously sized rooms, and an abundance of storage space, making it the perfect place to call home. As you step inside, you'll be greeted by a spacious and welcoming living room adorned with hardwood flooring, a cozy ceiling fan, and large windows that fill the room with natural light. This inviting space is ideal for gatherings with family and friends, providing a warm and inviting atmosphere. Adjacent to the living room, you'll discover the eat-in kitchen that has been with stainless steel appliances and an abundance of cabinet storage. This lovely home features three spacious bedrooms, each boasting large windows that allow plenty of sunlight to stream in and ample closet storage to keep your belongings organized. One of the bedrooms offers access to a half bathroom for added convenience. Completing the interior of the home is a well-appointed full-sized bathroom, featuring a shower-tub combo, making daily routines a breeze. Additionally, you'll find a dedicated laundry room. Step outside, and you'll appreciate the one-car carport attached to the home, providing shelter for your vehicle. Additionally, there's an extra storage room with exterior access, offering the perfect space for storing seasonal items, tools, or anyother belongings you wish to keep handy yet out of sight. With its charming interior and spacious rooms, this move-in-ready home is an opportunity you won't want to miss. Per seller, gas/electric: High: $220, Low: $198, Average $220 / water: High: $100, Low: $40
Monthly payment estimate
$892/mo
- Principal & interest
- $821
- Property taxes
- $27
- Homeowners insurance
- $44
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 7
- Total area
- 1,271 sq ft
- Finished area above grade
- 1,271 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Half baths, main level
- 1
- Basement
- Crawl Space
- Flooring
- Hardwood, Vinyl
- Heating
- Natural Gas
- Cooling
- Central Air
- Laundry
- Main Level
Exterior & parking
- Construction
- Brick
- Roof
- Shingle
- Garage spaces
- 1
- Garage type
- Carport
- Garage sq ft
- 100 sq ft
- Parking
- Concrete
- Private pool
- No
- New construction
- No
- Energy-efficient features
- Lighting
Waterfront & lake
- Waterfront
- No
Lot
- Subdivision
- James & Hovey
- Lot features
- Corner Lot
- Lot size (acres)
- 0.09 ac
- Lot dimensions
- see acreage
- Location type
- City/Town/Suburb
- Inside city limits
- Yes
- County
- Posey County
- Township
- Black
- Platted
- Yes
- Planned unit development
- No
- Directions
- West on Ninth St. from Main St. Property at the corner of Ninth and Mill St.
Schools
- Elementary school
- West
- Middle school
- Mount Vernon
- High school
- Mount Vernon
- School district
- MSD of Mount Vernon
Taxes & terms
- Annual taxes
- $329
- Tax year
- 2026
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- immediate
- Parcel number
- 65-27-08-211-013.000-018
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Water Heater Gas,Window Treatment-Blinds
Utilities
- Water
- City
- Sewer
- Public Sewer
- Electric provider
- CenterPoint Energy
- Gas provider
- CenterPoint Energy
- Cable / internet provider
- Spectrum
Location
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