Listing courtesy of F.C. TUCKER EMGE · Listing agent: Nikki Davis · cell: 812-449-4118

Virtual tour
ActiveSite-Built Home

831 Mill Street

$150,000

$118.02 / sq ft

Est. $892/mo

Mount Vernon, IN 47620James & Hovey

Original price $165,000 · Price reduced on September 30, 2026

  • 1-car garage
  • Energy efficient
Bedrooms
3
Bathrooms
1.5
Living area
1,271 sq ft
Lot
0.09 ac
Year built
1954
Type
Site-Built Home
Listed
August 20, 2026
MLS #
202634084

About this home

Welcome to this charming, move-in-ready home nestled on a corner lot in Mt. Vernon, Indiana. This delightful property boasts an inviting open floor plan, generously sized rooms, and an abundance of storage space, making it the perfect place to call home. As you step inside, you'll be greeted by a spacious and welcoming living room adorned with hardwood flooring, a cozy ceiling fan, and large windows that fill the room with natural light. This inviting space is ideal for gatherings with family and friends, providing a warm and inviting atmosphere. Adjacent to the living room, you'll discover the eat-in kitchen that has been with stainless steel appliances and an abundance of cabinet storage. This lovely home features three spacious bedrooms, each boasting large windows that allow plenty of sunlight to stream in and ample closet storage to keep your belongings organized. One of the bedrooms offers access to a half bathroom for added convenience. Completing the interior of the home is a well-appointed full-sized bathroom, featuring a shower-tub combo, making daily routines a breeze. Additionally, you'll find a dedicated laundry room. Step outside, and you'll appreciate the one-car carport attached to the home, providing shelter for your vehicle. Additionally, there's an extra storage room with exterior access, offering the perfect space for storing seasonal items, tools, or anyother belongings you wish to keep handy yet out of sight. With its charming interior and spacious rooms, this move-in-ready home is an opportunity you won't want to miss. Per seller, gas/electric: High: $220, Low: $198, Average $220 / water: High: $100, Low: $40

Monthly payment estimate

$892/mo

Principal & interest
$821
Property taxes
$27
Homeowners insurance
$44
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
7
Total area
1,271 sq ft
Finished area above grade
1,271 sq ft
Bedrooms above grade
3
Full baths, main level
1
Half baths, main level
1
Basement
Crawl Space
Flooring
Hardwood, Vinyl
Heating
Natural Gas
Cooling
Central Air
Laundry
Main Level

Exterior & parking

Construction
Brick
Roof
Shingle
Garage spaces
1
Garage type
Carport
Garage sq ft
100 sq ft
Parking
Concrete
Private pool
No
New construction
No
Energy-efficient features
Lighting

Waterfront & lake

Waterfront
No

Lot

Subdivision
James & Hovey
Lot features
Corner Lot
Lot size (acres)
0.09 ac
Lot dimensions
see acreage
Location type
City/Town/Suburb
Inside city limits
Yes
County
Posey County
Township
Black
Platted
Yes
Planned unit development
No
Directions
West on Ninth St. from Main St. Property at the corner of Ninth and Mill St.

Schools

Elementary school
West
Middle school
Mount Vernon
High school
Mount Vernon
School district
MSD of Mount Vernon

Taxes & terms

Annual taxes
$329
Tax year
2026
Listing terms
Cash, Conventional, FHA, VA
Possession
immediate
Parcel number
65-27-08-211-013.000-018

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Water Heater Gas,Window Treatment-Blinds

Utilities

Water
City
Sewer
Public Sewer
Electric provider
CenterPoint Energy
Gas provider
CenterPoint Energy
Cable / internet provider
Spectrum

Location

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