Listing courtesy of Regan & Ferguson Group · Listing agent: Alison Rhinehart · Off: 260-207-4648

Virtual tour
ActiveSite-Built Home

824 South Clear Lake Drive

$1,999,000

$1,361.72 / sq ft

Est. $12,202/mo

Fremont, IN 46737Fountain Beach

  • On Clear Lake
  • 1-car garage
  • Fireplace
  • Basement
Bedrooms
3
Bathrooms
2
Living area
1,468 sq ft
Lot
0.29 ac
Year built
1978
Type
Site-Built Home
Listed
August 25, 2026
MLS #
202634767

About this home

*TWO UPDATED TURNKEY COTTAGES* 824 & 825 S. Clear Lake Dr. There truly is no place like Clear Lake, and this rare two-cottage property captures everything that makes life here unforgettable. Set along the coveted south shore with 46 feet of frontage, a firm sandy swimming bottom, panoramic blue-water views, and front-row seats to spectacular sunsets, the property offers 6 bedrooms, 4 baths, approximately 3,800 square feet, and separate living spaces for family & friends. Completely taken to the studs and reimagined just two years ago, the lakefront cottage (824) feels fresh, refined, and entirely connected to the water. Massive windows pull the lake into nearly every moment, while white oak flooring adds warmth throughout the open interior. The gorgeous kitchen was designed with timeless finishes, and the main-floor primary suite includes a beautifully appointed bath with marble flooring. Three bedrooms and two full baths provide comfortable accommodations, while the walk-out lower level offers laundry, abundant storage, and direct access to the lake. An expansive waterfront deck creates an incredible setting for slow mornings, sunset dinners, and long summer evenings overlooking the lake. Nearly everything in the front cottage is just two years old, including the windows, siding, roof, deck railings, white oak flooring, whole-house water filtration system, and water softener. New stairs lead to the water, where a newer concrete seawall and pier complete the shoreline. The back cottage (825) adds another three bedrooms, two baths, & finished basement, giving guests a space that feels entirely their own. Its main-floor primary suite opens through sliders to a private backyard, while the finished basement provides a second family room. Upstairs, 2 charming bedrooms, full bath, and a flexible loft currently used as an office and additional sleeping area make thoughtful use of every inch. The exterior was freshly painted in 2026. Both homes are meticulously decorated, and furnishings are included. With six parking spaces, a roadside parking pad, driveway, and garage, hosting a full house is refreshingly easy. Clear Lake’s more than 800 acres of spring-fed blue water, Kasota Island’s sandy beaches, full-service marina, and private yacht club are all part of the experience. Begin making Clear Lake memories today!

Monthly payment estimate

$12,202/mo

Principal & interest
$10,942
Property taxes
$677
Homeowners insurance
$583
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details

Interior

Levels
One
Total rooms
5
Total area
2,355 sq ft
Finished area above grade
1,468 sq ft
Unfinished area below grade
887 sq ft
Below grade total
887 sq ft
Bedrooms above grade
3
Full baths, main level
2
Basement
Outside Entrance, Unfinished
Flooring
Hardwood
Heating
Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Living/Great Rm
Appliances
Disposal
Laundry
Electric Dryer Hookup, Lower Level
Interior features
Breakfast Bar, Built-in Features, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Countertops-Solid Surf, Deck on Waterfront, Detector-Smoke, Eat-in Kitchen, Entrance Foyer, Open Floorplan, Range/Oven Hook Up Gas, Split Br Floor Plan, Double Vanity, Main Level Bedroom Suite, Great Room, Washer Hook-Up

Exterior & parking

Style
Cabin
Construction
Vinyl Siding, Cement Siding
Roof
Shingle
Foundation
Poured Concrete
Garage spaces
1
Attached garage
Yes
Garage type
Attached
Garage sq ft
378 sq ft
Parking
Garage Door Opener, Concrete
Private pool
No
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Clear Lake
Waterfront features
Walk to Lake Access, Boat Lot
Water access
Lakefront
Lake type
Ski Lake
Water frontage
46 ft
Water feature
Lake

Lot

Subdivision
Fountain Beach
Lot features
Landscaped, Waterfront, Lake on Lot
Lot size (acres)
0.29 ac
Lot dimensions
130x49x130
Location type
Lake
County
Steuben County
Township
Clear Lake
Platted
Yes
Planned unit development
No
Directions
IN-120 E to Fountain Rd. turn R onto S Clear Lake Dr. Home is on the left and 825 is across the street.

Schools

Elementary school
Fremont
Middle school
Fremont
High school
Fremont
School district
Fremont Community

Taxes & terms

Annual taxes
$8,122
Tax year
2026
Listing terms
Cash, Conventional
Possession
Nego
Parcel number
76-01-29-220-112.000-002

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Range-Gas,Water Heater Electric,Water Softener-Owned

Utilities

Water
Well
Well
Private
Sewer
Public Sewer

Rooms

RoomLevelDimensions
Living RoomMain20 × 17 ft
KitchenMain18 × 11 ft
Bedroom 1Main11 × 11 ft
Bedroom 2Main9 × 9 ft
Bedroom 3Main13 × 9 ft
LaundryLower14 × 8 ft

Location

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