Listing courtesy of Ideal REALTORS · Listing agent: Lacey Caffee

Virtual tour
ActiveSite-Built Home

744 Settlers Trace

$390,000

$200.62 / sq ft

Est. $2,441/mo

Ossian, IN 46777The Bridges

  • 2-car garage
Bedrooms
3
Bathrooms
2.5
Living area
1,944 sq ft
Lot
0.22 ac
Year built
2022
Type
Site-Built Home
Listed
October 23, 2026
MLS #
202644023

About this home

Welcome to The Bridges in Ossian! This beautiful 3-bedroom, 2.5-bath home offers a wonderful blend of comfortable living, modern style, and exceptional outdoor enjoyment. The open-concept floor plan creates a welcoming atmosphere, perfect for everyday living and entertaining. The kitchen features granite countertops, a convenient pantry, and an inviting layout that flows seamlessly into the main living space. Luxury vinyl plank flooring throughout the main level adds both style and durability. The primary bedroom offers an elegant tray ceiling, adding a touch of sophistication to your private retreat. Step outside and discover your own backyard retreat! Enjoy the spectacular pond view from the spacious patio, complete with a new pergola and fire pit—an ideal setting for relaxing evenings, gathering with friends, or enjoying a peaceful morning outdoors. Adding to the appeal, an awesome community park and pavilion are located right next to the subdivision, offering convenient access to outdoor recreation and gathering spaces. With its inviting interior, impressive outdoor amenities, and desirable location, this home offers the perfect opportunity to enjoy the best of The Bridges lifestyle!

Monthly payment estimate

$2,441/mo

Principal & interest
$2,143
Property taxes
$159
Homeowners insurance
$114
HOA dues
$25
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 22, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

Get pre-approved

Know your real budget before you tour, and make a stronger offer. We'll connect you with a local lender.

Property details

Interior

Levels
Two
Total rooms
7
Total area
1,944 sq ft
Finished area above grade
1,944 sq ft
Bedrooms above grade
3
Full baths, upper level
2
Half baths, main level
1
Basement
Slab
Heating
Gas, Forced Air
Cooling
Central Air
Laundry
Electric Dryer Hookup, Main Level
Interior features
Ceiling-Tray, Ceiling Fan(s)

Exterior & parking

Style
Traditional
Construction
Stone, Vinyl Siding
Roof
Asphalt
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
462 sq ft
Parking
Concrete
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
The Bridges
Lot features
Level, Water View
Lot size (acres)
0.22 ac
Lot dimensions
80X120
Location type
City/Town/Suburb
County
Wells County
Township
Jefferson
Platted
Yes
Planned unit development
No
Directions
Jefferson Street (HWY 1) to 900 N turn Left into Subdivision then Right onto Settlers Trace - Home is on the Right

Schools

Elementary school
Ossian
Middle school
Norwell
High school
Norwell
School district
Northern Wells Community

HOA & community

HOA fee
$300
HOA fee frequency
Annually
Association restrictions
Yes

Taxes & terms

Annual taxes
$1,905
Tax year
2026
Tax exemptions
Homestead
Listing terms
Conventional, FHA, USDA Loan, VA
Possession
21 Days After Closing
Parcel number
90-02-15-514-004.000-009

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Window Treatments,Range-Electric,Water Heater Electric,Water Softener-Owned

Utilities

Water
City
Sewer
Public Sewer
Electric provider
REMC
Gas provider
NIPSCO

Rooms

RoomLevelDimensions
Living RoomMain21 × 15 ft
KitchenMain20 × 10 ft
Bedroom 1Upper16 × 11 ft
Bedroom 2Upper11 × 9 ft
Bedroom 3Upper10 × 9 ft
Extra Room 1Upper13 × 7 ft
LaundryMain—

Location

Loading map...

Schools

School district

Northern Wells Community Schools

From the district boundary map (NCES)

2,428 students · Graduation rate: 98.9% (Indiana 91.8%)

Confirm the schools for this address with Northern Wells Community Schools
  • Grades K–5

    Ossian Elementary

    Public · Grades PK–5 · 570 students · 0.6 mi away

    As listed by the listing agent

    English (ILEARN)
    38.5% · Indiana 42%
    Math (ILEARN)
    49.6% · Indiana 42.7%
  • Grades 6–8

    Norwell Middle School

    Public · Grades 6–8 · 571 students · 4 mi away

    The only school for these grades in Northern Wells Community Schools

    English (ILEARN)
    58.8% · Indiana 42%
    Math (ILEARN)
    53.6% · Indiana 42.7%
  • Grades 9–12

    Norwell High School

    Public · Grades 9–12 · 754 students · 4 mi away

    The only school for these grades in Northern Wells Community Schools

    Graduation rate
    98.9% · Indiana 91.8%
    SAT reading & writing
    55.7% · Indiana 51.9%
    SAT math
    25.7% · Indiana 25.6%
Private schools nearby (1)

Figures: enrollment (2025-26 school year), ILEARN (spring 2026), graduation rate (class of 2025), SAT (spring 2026), and private school enrollment (2023-24 school year).

ILEARN: share of students in grades 3–8 proficient on Indiana's state test. SAT: share of 11th graders meeting the college-readiness benchmark. Distances are in a straight line.

Sources: U.S. Department of Education, NCES Common Core of Data; U.S. Department of Education, NCES EDGE school district boundaries; Indiana Department of Education, Data Center & Reports; U.S. Department of Education, NCES Private School Survey.

Indiana Home Match doesn't rate or rank schools. Attendance boundaries change, so confirm with the district before you buy.

Similar homes

$390,000

3 beds · 2.5 baths