Listing courtesy of Home Team Properties · Listing agent: Samantha Carver · Office: 844-821-6051
710 White Oak Road
Spencer, IN 47460Four Oaks
Original price $399,000 · Price reduced on August 6, 2026
- New construction
- 2-car garage
- Energy efficient
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 2,220 sq ft
- Lot
- 0.39 ac
- Year built
- 2025
- Type
- Site-Built Home
- Listed
- November 4, 2025
- MLS #
- 202544705
Open houses
- Sun, Oct 111:00 PM – 3:00 PM
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About this home
OPEN HOUSE Sunday, October 11 1-3pm. Discover this beautifully crafted 3-bedroom, 2-bath ranch in the sought-after Four Oaks Subdivision, offering 2,220 sq ft of thoughtfully designed single-level living. The Hazel floor plan features an open-concept layout with a split-bedroom design and a 19x8 sunroom that adds flexible living space. The kitchen is both stylish and functional, showcasing quartz countertops, stainless steel appliances, a tiled backsplash, and a large center island perfect for cooking and entertaining. The primary suite provides a private bath and spacious walk-in closet for a true retreat. Quality finishes abound, including luxury vinyl plank flooring, solid wood doors and trim, and a high-efficiency natural gas furnace. Four Oaks residents enjoy a private dog park, scenic lake with walking trail, and community clubhouse. Conveniently located off State Hwy 46, this home is just minutes from Spencer, Ellettsville, and Bloomington, blending small-town charm with easy access to city conveniences.
Monthly payment estimate
$2,591/mo
- Principal & interest
- $2,102
- Property taxes
- $352
- Homeowners insurance
- $112
- HOA dues
- $25
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: estimated at 1.1% of the price per year — the MLS reports no full tax bill for this home yet.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 8
- Total area
- 2,220 sq ft
- Finished area above grade
- 2,220 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 2
- Basement
- Slab
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- HVAC
- High Efficiency Furnace, SEER 14
- Laundry
- Main Level
- Interior features
- Countertops-Solid Surf
- Windows
- Double Pane Windows
- Doors
- Insulated Door(s)
Exterior & parking
- Style
- Traditional
- Construction
- Vinyl Siding
- Roof
- Dimensional Shingles
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 529 sq ft
- Parking
- Concrete
- Private pool
- No
- New construction
- Yes
- Builder
- Owen County Homebuilders LLC
- Energy-efficient features
- HVAC
Waterfront & lake
- Waterfront
- No
- Waterfront features
- Walk to Lake Access
Lot
- Subdivision
- Four Oaks
- Lot features
- Irregular Lot, 0-2.9999
- Lot size (acres)
- 0.39 ac
- Lot dimensions
- Irregular
- Location type
- Rural Subdivision
- County
- Owen County
- Township
- Washington
- Lots
- 32
- Platted
- Yes
- Planned unit development
- No
- Directions
- From Spencer, take Hwy 46 east towards Bloomington, turn right at the light onto Hwy 43. Go 0.6 miles and turn left onto White Oak Rd. Home will be on the left.
Schools
- Elementary school
- Mccormicks Creek
- Middle school
- Owen Valley
- High school
- Owen Valley
- School district
- Spencer-Owen Community Schools
HOA & community
- HOA fee
- $300
- HOA fee frequency
- Annually
- Community amenities
- Clubhouse, Boat Dock, Sidewalks
Taxes & terms
- Tax exemptions
- No Exemptions
- Possession
- At Closing
- Parcel number
- 60-10-26-300-370.132-027
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Range-Electric,Water Heater Electric
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Electric provider
- South Central REMC
- Gas provider
- Community NatGas(Spencer)
- Water provider
- BBP
Rooms
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 15 × 26 ft | — |
| Dining Room | Main | 19 × 11 ft | — |
| Kitchen | Main | 18 × 17 ft | — |
| Bedroom 1 | Main | 12 × 14 ft | — |
| Bedroom 2 | Main | 11 × 11 ft | — |
| Bedroom 3 | Main | 11 × 11 ft | — |
| Extra Room 1 | Main | 19 × 8 ft | Sun Room |
| Laundry | Main | 11 × 10 ft | — |
Location
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