Listing courtesy of Home Team Properties · Listing agent: Samantha Carver · Office: 844-821-6051
681 Hancock School Road
Spencer, IN 47460West Wood / Westwood
Original price $399,900 · Price reduced on August 3, 2026
- Waterfront
- 4.6 acres
- 2-car garage
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 2,130 sq ft
- Lot
- 4.56 ac
- Year built
- 1955
- Type
- Site-Built Home
- Listed
- April 27, 2026
- MLS #
- 202615184
About this home
Some properties simply offer a home. Others offer a place to truly settle in & enjoy the surroundings. Minutes from Spencer, this 2-bdrm, 2-bath property delivers 2,130 sqft of living space tucked into a peaceful, park-like setting. Step onto the deck & look out over the stocked pond, complete with two aerators, then choose your favorite spot among the multiple seating areas or gather around the fire pit as the day winds down. Fruit trees & bushes add to the garden area, while a chicken coop brings even more possibilities for country living. Four dog kennels & several outbuildings provide practical space. Inside, the kitchen is sure to make an impression with custom-built cabinetry, granite countertops, large island, & walk-in pantry. Main level offers a comfortable mix of living & everyday spaces, including a bedroom, full bath, laundry room, family room, & living room. Welcoming front porch adds yet another place to slow down & enjoy the quiet setting. Upstairs, 19x17 primary suite creates a private retreat. Walk-in closet provides plenty of storage, while en-suite bath features relaxing soaking tub & dual-sink vanity. Detached 2-car garage w/ lean-to adds even more versatility. With its combination of character, charm, thoughtful interior features, & exceptional outdoor amenities, this property offers much more than just a place to live.
Monthly payment estimate
$2,384/mo
- Principal & interest
- $2,162
- Property taxes
- $107
- Homeowners insurance
- $115
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One and One Half
- Total rooms
- 6
- Total area
- 2,130 sq ft
- Finished area above grade
- 2,130 sq ft
- Main level
- 1,570 sq ft
- Upper level
- 560 sq ft
- Bedrooms above grade
- 2
- Full baths, main level
- 1
- Full baths, upper level
- 1
- Basement
- Crawl Space
- Flooring
- Carpet, Laminate, Ceramic Tile
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplace features
- Fire Pit
- Laundry
- Electric Dryer Hookup, Main Level
- Interior features
- Breakfast Bar, Ceiling Fan(s), Walk-In Closet(s), Countertops-Stone, Deck on Waterfront, Detector-Carbon Monoxide, Detector-Smoke, Eat-in Kitchen, Generator-Whole House, Kitchen Island, Pantry, Double Vanity, Tub/Shower Combination, Main Floor Laundry, Custom Cabinetry
Exterior & parking
- Style
- Traditional
- Construction
- Vinyl Siding
- Roof
- Asphalt
- Garage spaces
- 2
- Attached garage
- No
- Garage type
- Detached
- Garage sq ft
- 720 sq ft
- Parking
- Garage Door Opener, Gravel
- Private pool
- No
- Fencing
- Full
- Other structures
- Shed(s)
- Other structures (2)
- Shed
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Water feature
- Pond
Lot
- Subdivision
- West Wood / Westwood
- Lot features
- Landscaped, Irregular Lot, Part Wooded, 3-5.9999
- Lot size (acres)
- 4.56 ac
- Lot dimensions
- Irregular
- Location type
- Rural
- County
- Owen County
- Township
- Washington
- Cross street
- Hyden Rd
- Platted
- Yes
- Planned unit development
- No
- Directions
- From Spencer, take Hwy 231 south, turn right on 5th Ave just past Wendy's. Turn right on Hyden Rd, turn right on Hancock School Rd. Home is on the left.
Schools
- Elementary school
- Spencer
- Middle school
- Owen Valley
- High school
- Owen Valley
- School district
- Spencer-Owen Community Schools
Taxes & terms
- Annual taxes
- $1,289
- Tax year
- 2025
- Tax exemptions
- Homestead, Supplemental
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- Negotiable
- Parcel number
- 60-11-26-200-300.000-027
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Washer,Cooktop-Gas,Dryer-Electric,Freezer,Oven-Electric,Water Heater Electric,Water Softener-Owned
Utilities
- Water
- City
- Sewer
- Septic Tank
- Electric provider
- South Central REMC
- Gas provider
- Community NatGas(Spencer)
- Water provider
- BBP
Location
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