Listing courtesy of Owen County Home Company · Listing agent: Debbie Foutch · Cell: 812-821-7005

Virtual tour
ActiveSite-Built Home

679 E Indiana Avenue

$334,900

$118.26 / sq ft

Est. $2,104/mo

Spencer, IN 47460

  • 2-car garage
  • Fireplace
  • Basement
  • Energy efficient
Bedrooms
2
Bathrooms
2
Living area
2,832 sq ft
Lot
0.5 ac
Year built
1954
Type
Site-Built Home
Listed
September 24, 2026
MLS #
202639549

About this home

Welcome home to this move-in-ready, single-story ranch style home located in one of Spencer’s most convenient and desirable neighborhoods! Situated on two full city lots, this beautifully maintained brick-front home offers an abundance of indoor and outdoor space, mature landscaping, plenty of off-street parking, a detached garage, basketball court, and a brand-new concrete driveway. Inside, you’ll find two spacious bedrooms with the potential to easily create a third, along with two full baths. The home offers multiple living and entertaining areas, including a formal living room, a bright and inviting three-season room filled with natural light, a huge living room with an electric fireplace, plus an expansive family/game room—providing plenty of room to spread out, entertain, or simply relax. The well-appointed kitchen features an abundance of oak cabinetry, a convenient pantry, center island with sink, and a breakfast bar with additional seating. The generous primary suite includes a private ensuite bath with both a tub and separate shower, a walk-in closet, plus an additional wall of closet space. Pride of ownership is evident throughout this exceptionally well-maintained home. Recent improvements include a new roof and gutters, new water heater, new storm door, updated electrical, fresh interior paint, new refrigerator, garbage disposal, sump pump, and sewer drains. The furnace, central air, and fireplace have all received regular routine maintenance. The spotless basement provides excellent additional storage, while the two full city lots offer plenty of outdoor space to enjoy. With its spacious floor plan, numerous updates, outstanding condition, and desirable Spencer location, this home has so much to offer. Spencer is a thriving, growing community with so much to offer: Our beautiful downtown area is home to several coffee shops, bakeries, gift shops, a quaint friendly pub and several restaurants. We have a great farmers Market, The Tivoli Theater, My Path Trail that goes all the way to McCormick's Creek State Park and an upcoming Riverfront project in the works. There is something to do every weekend: Come be a part of this growing community.

Monthly payment estimate

$2,104/mo

Principal & interest
$1,833
Property taxes
$173
Homeowners insurance
$98
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
8
Total area
3,552 sq ft
Finished area above grade
2,832 sq ft
Unfinished area below grade
720 sq ft
Main level
2,832 sq ft
Below grade total
720 sq ft
Bedrooms above grade
2
Full baths, main level
2
Basement
Sump Pump, Crawl Space, Partial, Slab, Unfinished
Flooring
Carpet, Laminate
Heating
Natural Gas
Cooling
Central Air
HVAC
Ceiling Fan, High Efficiency Furnace
Fireplaces
1
Fireplace features
Living/Great Rm
Appliances
Disposal
Laundry
Electric Dryer Hookup, Main Level
Interior features
Bar, Breakfast Bar, Walk-In Closet(s), Countertops-Laminate, Detector-Smoke, Entrance Foyer, Jet Tub, Kitchen Island, Natural Woodwork, Range/Oven Hook Up Elec, Six Panel Doors, Storm Doors, Stand Up Shower, Tub and Separate Shower, Main Level Bedroom Suite, Great Room, Main Floor Laundry, Washer Hook-Up, Garage Utilities
Windows
Double Pane Windows

Exterior & parking

Style
Ranch
Construction
Brick, Vinyl Siding
Roof
Asphalt
Foundation
Block
Garage spaces
2
Attached garage
No
Garage type
Detached
Garage sq ft
576 sq ft
Parking
Garage Door Opener, Concrete
Private pool
No
Fencing
Privacy, Vinyl
New construction
No
Energy-efficient features
Appliances, HVAC, Roof, Water Heater

Waterfront & lake

Waterfront
No

Lot

Lot features
Landscaped, Level, 0-2.9999
Lot size (acres)
0.5 ac
Lot dimensions
irregular
Location type
City/Town/Suburb
Inside city limits
Yes
County
Owen County
Township
Washington
Platted
Yes
Planned unit development
No
Directions
GPS Friendly

Schools

Elementary school
Spencer
Middle school
Owen Valley
High school
Owen Valley
School district
Spencer-Owen Community Schools

Taxes & terms

Annual taxes
$2,078
Tax year
2026
Tax exemptions
Homestead, Over 65
Listing terms
Cash, Conventional, FHA, USDA Loan, VA
Possession
Immediate
Parcel number
60-10-21-300-400.125-028

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Dehumidifier,Dryer-Electric,Range-Electric,Sump Pump,Water Heater Electric,Basketball Goal

Utilities

Water
Public
Sewer
Public Sewer
Electric provider
REMC
Gas provider
Community NatGas(Spencer)
Water provider
BBP
Cable / internet provider
Comcast/Xfinity

Location

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