Listing courtesy of eXp, LLC · Listing agent: Dawn Dilley

Virtual tour
ActiveSite-Built Home

6485 N 1225 W

$225,000

$281.25 / sq ft

Est. $1,386/mo

Monticello, IN 47960-6509

  • On Tippecanoe River
  • 1-car garage
  • Basement
Bedrooms
2
Bathrooms
1
Living area
800 sq ft
Lot
0.14 ac
Year built
1956
Type
Site-Built Home
Listed
September 21, 2026
MLS #
202639042

About this home

Tippecanoe River hidden gem! Opportunity knocks! This river cottage has loads of potential! The original cabin was raised in 2018, intact is the "cabin feel" of this home with knotty pine walls, valuted ceiling in the dining/kitchen area with beams, 2 bedrooms and 1 full bath. The view is spectacular from the deck and the windows in the main living area! 50 ft of river frontage with a concrete seawall, firepit and easy access to the water for floating and kayaking. The unfinished basement provides storage and a place to gather on rainy days with an adundnce of windows! Property has been raised but is located in the floodplain. Inspections welcome, however no repairs will be made.

Monthly payment estimate

$1,386/mo

Principal & interest
$1,232
Property taxes
$88
Homeowners insurance
$66
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details

Interior

Levels
Two
Total rooms
4
Total area
1,600 sq ft
Finished area above grade
800 sq ft
Unfinished area below grade
800 sq ft
Below grade total
800 sq ft
Bedrooms above grade
2
Full baths, main level
1
Basement
Full, Unfinished
Flooring
Hardwood
Heating
Electric, Forced Air
Cooling
Central Air
Laundry
Main Level
Interior features
Vaulted Ceiling(s), Countertops-Laminate, Deck on Waterfront

Exterior & parking

Style
Cabin
Construction
Vinyl Siding
Roof
Dimensional Shingles
Foundation
Block
Garage spaces
1
Attached garage
No
Garage type
Detached
Garage sq ft
396 sq ft
Private pool
No
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Tippecanoe River
Water access
Riverfront
Water frontage
50 ft
Sea wall
Concrete
Water feature
River

Lot

Lot features
Waterfront, Waterfront-Level Bank
Lot size (acres)
0.14 ac
Lot dimensions
50X125
Location type
Rural
County
Carroll County
Township
Tippecanoe
Lots
36
Platted
Yes
Planned unit development
No
Directions
GPS friendly

Schools

Elementary school
Delphi Community
Middle school
Delphi Community
High school
Delphi
School district
Delphi Community School Corp.

Taxes & terms

Annual taxes
$1,050
Tax year
2026
Assessed value
$119,900
Tax exemptions
No Exemptions
Listing terms
Cash
Possession
doc
Parcel number
08-05-04-000-178.000-018

Included in the sale

Included in sale
Microwave,Refrigerator,Oven-Electric,Range-Electric,Water Heater Electric

Utilities

Water
Well
Well
Private
Sewer
Septic Tank
Utilities
Cable Available
Electric provider
NIPSCO

Location

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