Listing courtesy of Coldwell Banker Real Estate Group · Listing agent: Barbara Hendrick · Cell: 260-833-4698
640 Lane 440 Lake James
Angola, IN 46703Old Ford
- On Lake James
- 3-car garage
- Fireplace
- Bedrooms
- 5
- Bathrooms
- 2.5
- Living area
- 1,992 sq ft
- Lot
- 0.23 ac
- Year built
- 1900
- Type
- Site-Built Home
- Listed
- September 15, 2026
- MLS #
- 202638130
About this home
UNIQUE LAKE JAMES OPPORTUNITY—an exceptional multi-parcel package on one of Indiana’s most sought-after all-sports lakes. Enjoy level lakefront, a sandy beach, a private pier, and an unbeatable location along one of Lake James’ most desirable stretches. You’re also within walking distance to the popular Four Corners area with restaurants, a bait store, and a donut shop. This offering includes two parcels on LN 440 with two remodeled homes and a detached garage, plus two additional parcels on Bay View Rd featuring a 64×30 storage building—a rare setup for lake living, guest space, storage, and parking. Parcel One – Lakefront Home: provides 1,992 sq ft with 5 bedrooms and 2.5 baths. The main level includes the living/dining area, kitchen, two bedrooms, enclosed sun porch, laundry, 1.5 baths, composite deck, and stamped concrete patio—ideal for everyday living and easy entertaining. The upper level offers three bedrooms and a full bath. Guest House: offers 576 sq ft with a kitchen, living/dining area, 2 bedrooms, and a full bath—perfect for extended family, overflow guests, or rental potential. All furniture, furnishings, and appliances from both homes are included. Parcel Two – Garage: A fully insulated, air-conditioned 32×24 three-car garage with walk-up upper-level storage—excellent for vehicles, lake toys, and hobbies. Bay View Rd Parcels: Located at 3825 N Bay View Rd, the 64×30 heated and finished garage on .27 acres provides outstanding storage capacity and additional parking. Great potential for Airbnb and boat storage income. A truly one-of-a-kind Lake James package—multiple parcels, remodeled homes, abundant storage, level lakefront, and a prime location near beloved lake amenities.
Monthly payment estimate
$12,244/mo
- Principal & interest
- $10,947
- Property taxes
- $714
- Homeowners insurance
- $583
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- Two
- Total rooms
- 10
- Total area
- 1,992 sq ft
- Finished area above grade
- 1,992 sq ft
- Main level
- 1,104 sq ft
- Upper level
- 888 sq ft
- Bedrooms above grade
- 5
- Full baths, main level
- 1
- Full baths, upper level
- 1
- Half baths, main level
- 1
- Basement
- Crawl Space
- Flooring
- Carpet, Vinyl
- Heating
- Hot Water
- Cooling
- Central Air, Window Unit(s)
- Fireplaces
- 1
- Appliances
- Disposal
- Laundry
- Main Level
- Interior features
- Breakfast Bar, Ceiling Fan(s), Walk-In Closet(s), Detector-Smoke, Guest Quarters, Open Floorplan, Workshop, Main Floor Laundry
- Windows
- Skylight(s)
Exterior & parking
- Style
- Traditional
- Construction
- Vinyl Siding
- Roof
- Shingle
- Garage spaces
- 3
- Attached garage
- No
- Garage type
- Detached
- Garage sq ft
- 768 sq ft
- Private pool
- No
- Other structures
- Pole/Post Building
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Lake James
- Waterfront features
- Pier/Dock, Private Beach
- Water access
- Lakefront
- Lake type
- Ski Lake
- Water frontage
- 66 ft
- Water feature
- Lake
Lot
- Subdivision
- Old Ford
- Lot features
- Landscaped, Level, Waterfront, Lake on Lot, Water View
- Lot size (acres)
- 0.23 ac
- Lot dimensions
- 66x160x54x173
- Location type
- Lake
- Inside city limits
- No
- County
- Steuben County
- Township
- Jamestown
- Platted
- Yes
- Planned unit development
- No
- Directions
- 200W to Bay View Rd to Lane 440.
Schools
- Elementary school
- Ryan Park
- Middle school
- Angola
- High school
- Angola
- School district
- MSD of Steuben County
Taxes & terms
- Annual taxes
- $8,571
- Tax year
- 2025
- Tax exemptions
- No Exemptions
- Possession
- DOC
- Parcel number
- 76-06-04-220-208.000-011
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Washer,Window Treatments,Dryer-Electric,Kitchen Exhaust Hood,Range-Electric,Water Heater Gas
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Regional
Income & commercial
- Gas meters
- 15
Location

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