Listing courtesy of Raeco Realty · Listing agent: Garrett Criswell
6105 E US 24
Monticello, IN 47960
Original price $1,720,000 · Price reduced on September 27, 2026
- On Lake Freeman
- 4.4 acres
- 2-car garage
- Fireplace
- Basement
- Bedrooms
- 4
- Bathrooms
- 3.5
- Living area
- 4,380 sq ft
- Lot
- 4.37 ac
- Year built
- 2007
- Type
- Site-Built Home
- Listed
- July 29, 2026
- MLS #
- 202630601
About this home
Welcome to a truly rare waterfront opportunity offering approximately 4,300 square feet, 4 bedrooms, 3.5 bathrooms, 4.5 private acres, and nearly 500 feet of shoreline. Built by the same legendary craftsman responsible for constructing Tony Stewart’s personal residence, this handcrafted log-style home showcases exceptional quality and timeless design. The exterior logs were individually sourced and shipped from Montana, creating the character of a mountain lodge while offering modern construction advantages. Unlike a traditional full-log cabin, this home was engineered as a stick-built residence with authentic log accents, providing improved insulation, efficiency, structural stability, and long-term durability. Heated concrete floors throughout every level add year-round comfort and quality. Since ownership began, this estate has undergone an extensive transformation with major improvements throughout the property. Recent upgrades include professional log restoration and refinishing, replacement of compromised logs, upgraded decking, oversized gutters, custom rain chains, extended electrical service to the waterfront, hillside excavation and stabilization, extensive landscaping enhancements, and significant shoreline improvements. The outdoor living spaces are truly exceptional, featuring expansive stamped concrete and exposed aggregate hardscapes, custom walkways, handcrafted staircases, multiple gathering areas, and a breathtaking connection from the home to the shoreline. The waterfront is the centerpiece of this estate with a fully custom luxury boathouse completed in January 2026, featuring premium stone finishes, custom architectural details, TimberTech decking, multiple staircases, spacious seating areas, dual personal watercraft lifts, and a heavy-duty boat lift designed for today’s largest wake boats. Additional waterfront improvements include a new steel seawall, steel retaining wall, concrete waterfront areas with built-in fire pits, and a private custom concrete boat launch—an exceptionally rare amenity on Lake Freeman. Enjoy peaceful mornings overlooking the water, evenings by the fire, boating adventures, fishing, wildlife watching, and the unmatched privacy of your own wooded retreat. With mature trees, abundant wildlife, scenic elevated views, apple and raspberry plants, and room to explore by ATV, side-by-side, or golf cart, this property offers an experience that simply cannot be duplicated.
Monthly payment estimate
$9,501/mo
- Principal & interest
- $8,757
- Property taxes
- $277
- Homeowners insurance
- $467
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- Two
- Total rooms
- 10
- Total area
- 4,380 sq ft
- Finished area above grade
- 2,658 sq ft
- Finished area below grade
- 1,722 sq ft
- Below grade total
- 1,722 sq ft
- Bedrooms above grade
- 2
- Bedrooms below grade
- 2
- Full baths, main level
- 1
- Full baths, upper level
- 1
- Full baths, below grade
- 1
- Half baths, main level
- 1
- Basement
- Full, Finished
- Heating
- Wood, Forced Air, Radiant
- Cooling
- Central Air
- Fireplaces
- 2
- Fireplace features
- Living/Great Rm, Gas Log, Wood Burning, Basement
- Laundry
- Main Level
Exterior & parking
- Construction
- Stucco, Log
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 728 sq ft
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Lake Freeman
- Water access
- Lakefront
- Lake type
- Ski Lake
- Water frontage
- 498 ft
- Water feature
- Lake
Lot
- Lot features
- Irregular Lot
- Lot size (acres)
- 4.37 ac
- Lot dimensions
- Irregular
- County
- White County
- Township
- Union
- Platted
- Yes
- Planned unit development
- No
- Directions
- East on 24 out of Monticello across Washington st bridge, just past railroad bridge drive is on left.
Schools
- Elementary school
- Twin Lakes
- Middle school
- Twin Lakes
- High school
- Twin Lakes
- School district
- Twin Lakes School Corp.
Taxes & terms
- Annual taxes
- $3,321
- Tax year
- 2025
- Parcel number
- 91-73-34-000-015.902-020
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Boat Lift-Permanent,Range-Gas
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Regional
Income & commercial
- Gas meters
- 13