Listing courtesy of Raeco Realty · Listing agent: Garrett Criswell

Virtual tour
ActiveSite-Built Home

6105 E US 24

$1,599,900

$601.92 / sq ft

Est. $9,501/mo

Monticello, IN 47960

Original price $1,720,000 · Price reduced on September 27, 2026

  • On Lake Freeman
  • 4.4 acres
  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
4
Bathrooms
3.5
Living area
4,380 sq ft
Lot
4.37 ac
Year built
2007
Type
Site-Built Home
Listed
July 29, 2026
MLS #
202630601

About this home

Welcome to a truly rare waterfront opportunity offering approximately 4,300 square feet, 4 bedrooms, 3.5 bathrooms, 4.5 private acres, and nearly 500 feet of shoreline. Built by the same legendary craftsman responsible for constructing Tony Stewart’s personal residence, this handcrafted log-style home showcases exceptional quality and timeless design. The exterior logs were individually sourced and shipped from Montana, creating the character of a mountain lodge while offering modern construction advantages. Unlike a traditional full-log cabin, this home was engineered as a stick-built residence with authentic log accents, providing improved insulation, efficiency, structural stability, and long-term durability. Heated concrete floors throughout every level add year-round comfort and quality. Since ownership began, this estate has undergone an extensive transformation with major improvements throughout the property. Recent upgrades include professional log restoration and refinishing, replacement of compromised logs, upgraded decking, oversized gutters, custom rain chains, extended electrical service to the waterfront, hillside excavation and stabilization, extensive landscaping enhancements, and significant shoreline improvements. The outdoor living spaces are truly exceptional, featuring expansive stamped concrete and exposed aggregate hardscapes, custom walkways, handcrafted staircases, multiple gathering areas, and a breathtaking connection from the home to the shoreline. The waterfront is the centerpiece of this estate with a fully custom luxury boathouse completed in January 2026, featuring premium stone finishes, custom architectural details, TimberTech decking, multiple staircases, spacious seating areas, dual personal watercraft lifts, and a heavy-duty boat lift designed for today’s largest wake boats. Additional waterfront improvements include a new steel seawall, steel retaining wall, concrete waterfront areas with built-in fire pits, and a private custom concrete boat launch—an exceptionally rare amenity on Lake Freeman. Enjoy peaceful mornings overlooking the water, evenings by the fire, boating adventures, fishing, wildlife watching, and the unmatched privacy of your own wooded retreat. With mature trees, abundant wildlife, scenic elevated views, apple and raspberry plants, and room to explore by ATV, side-by-side, or golf cart, this property offers an experience that simply cannot be duplicated.

Monthly payment estimate

$9,501/mo

Principal & interest
$8,757
Property taxes
$277
Homeowners insurance
$467
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
10
Total area
4,380 sq ft
Finished area above grade
2,658 sq ft
Finished area below grade
1,722 sq ft
Below grade total
1,722 sq ft
Bedrooms above grade
2
Bedrooms below grade
2
Full baths, main level
1
Full baths, upper level
1
Full baths, below grade
1
Half baths, main level
1
Basement
Full, Finished
Heating
Wood, Forced Air, Radiant
Cooling
Central Air
Fireplaces
2
Fireplace features
Living/Great Rm, Gas Log, Wood Burning, Basement
Laundry
Main Level

Exterior & parking

Construction
Stucco, Log
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
728 sq ft
Private pool
No
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Lake Freeman
Water access
Lakefront
Lake type
Ski Lake
Water frontage
498 ft
Water feature
Lake

Lot

Lot features
Irregular Lot
Lot size (acres)
4.37 ac
Lot dimensions
Irregular
County
White County
Township
Union
Platted
Yes
Planned unit development
No
Directions
East on 24 out of Monticello across Washington st bridge, just past railroad bridge drive is on left.

Schools

Elementary school
Twin Lakes
Middle school
Twin Lakes
High school
Twin Lakes
School district
Twin Lakes School Corp.

Taxes & terms

Annual taxes
$3,321
Tax year
2025
Parcel number
91-73-34-000-015.902-020

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Boat Lift-Permanent,Range-Gas

Utilities

Water
Well
Well
Private
Sewer
Regional

Income & commercial

Gas meters
13

Location

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$1,599,900

4 beds · 3.5 baths