Listing courtesy of Howard Hanna SB Real Estate · Listing agent: Kelly Kryder · Ofc: 574-207-7777
605 E Vistula Terrace
Mishawaka, IN 46544Bercado Farms
- On St. Joe River Lower
- 2-car garage
- Pool
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 1,314 sq ft
- Year built
- 1974
- Type
- Condominium
- Listed
- September 19, 2026
- MLS #
- 202638969
About this home
Riverfront living without the maintenance! If you’re ready to simplify without sacrificing space, comfort or amenities, this beautifully updated 2-bedroom, 2-bath condo along the St. Joseph River delivers. With 1,480 sq ft of upper-level living, a 2-car garage, river views, this home offers an easy lock-and-leave lifestyle in a community where exterior maintenance, lawn care and snow removal are handled for you. A major bonus is how much has already been updated. The kitchen was remodeled in 2023 with quartz countertops, semi-custom Diamond cabinetry, bamboo flooring and GE Café appliances, including an induction double oven. The dishwasher was replaced in 2025 and Samsung French-door refrigerator in 2023. The coordinating laundry area offers additional cabinetry, quartz folding space and a laundry tower with steam.The primary bath received a fresh 2025 renovation featuring a walk-in shower, comfort-height vanity and quartz countertop, while the second full bath offers a jetted tub and granite countertop. Other improvements include HVAC in 2024, 40-gallon water heater in 2024, Pella Designer Series windows and sliding door with integrated blinds, composite decking, garage door and opener, and solid-oak six-panel interior doors. And then there’s the lifestyle: community pool, clubhouse and access to the St. Joseph River, with boat dock slip reservations available at no additional fee. Whether you're downsizing, looking for a low-maintenance primary residence or simply want more time to enjoy life and less time maintaining a home, this one makes it easy. Move in, unpack and start enjoying life on the river.
Monthly payment estimate
$2,142/mo
- Principal & interest
- $1,697
- Property taxes
- $97
- Homeowners insurance
- $90
- HOA dues
- $258
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- Two
- Total rooms
- 5
- Total area
- 1,314 sq ft
- Finished area above grade
- 1,314 sq ft
- Bedrooms above grade
- 2
- Full baths, upper level
- 2
- Basement
- Slab
- Flooring
- Hardwood, Carpet
- Heating
- Forced Air
- Cooling
- Central Air
- Laundry
- Upper Level
- Interior features
- Deck on Waterfront, Washer Hook-Up
Exterior & parking
- Construction
- Cedar
- Roof
- Composite
- Garage spaces
- 2
- Attached garage
- No
- Garage type
- Detached
- Garage sq ft
- 576 sq ft
- Private pool
- Yes
- Pool
- Below Ground
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- St. Joe River Lower
- Water access
- Riverfront
- Water frontage
- 1 ft
- Water feature
- River
Lot
- Subdivision
- Bercado Farms
- Lot features
- Cul-De-Sac, Part Wooded, Waterfront
- County
- St. Joseph County
- Township
- Harris
- Platted
- Yes
- Planned unit development
- No
- Directions
- Bittersweet to Vistual; east on Vistula to Ventura Dr. Head North on Ventura into complex,
Schools
- Elementary school
- Moran
- Middle school
- Grissom
- High school
- Penn
- School district
- Penn-Harris-Madison School Corp.
HOA & community
- HOA fee
- $258
- HOA fee frequency
- Monthly
- Association restrictions
- Yes
Taxes & terms
- Annual taxes
- $1,165
- Tax year
- 2026
- Tax exemptions
- Homestead
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- Day of Close
- Parcel number
- 71-10-07-405-022.000-022
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Range-Gas
Utilities
- Water
- City
- Sewer
- Public Sewer
Location
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