Listing courtesy of Howard Hanna SB Real Estate · Listing agent: Kelly Kryder · Ofc: 574-207-7777

Virtual tour
ActiveCondominium

605 E Vistula Terrace

$310,000

$235.92 / sq ft

Est. $2,142/mo

Mishawaka, IN 46544Bercado Farms

  • On St. Joe River Lower
  • 2-car garage
  • Pool
Bedrooms
2
Bathrooms
2
Living area
1,314 sq ft
Year built
1974
Type
Condominium
Listed
September 19, 2026
MLS #
202638969

About this home

Riverfront living without the maintenance! If you’re ready to simplify without sacrificing space, comfort or amenities, this beautifully updated 2-bedroom, 2-bath condo along the St. Joseph River delivers. With 1,480 sq ft of upper-level living, a 2-car garage, river views, this home offers an easy lock-and-leave lifestyle in a community where exterior maintenance, lawn care and snow removal are handled for you. A major bonus is how much has already been updated. The kitchen was remodeled in 2023 with quartz countertops, semi-custom Diamond cabinetry, bamboo flooring and GE Café appliances, including an induction double oven. The dishwasher was replaced in 2025 and Samsung French-door refrigerator in 2023. The coordinating laundry area offers additional cabinetry, quartz folding space and a laundry tower with steam.The primary bath received a fresh 2025 renovation featuring a walk-in shower, comfort-height vanity and quartz countertop, while the second full bath offers a jetted tub and granite countertop. Other improvements include HVAC in 2024, 40-gallon water heater in 2024, Pella Designer Series windows and sliding door with integrated blinds, composite decking, garage door and opener, and solid-oak six-panel interior doors. And then there’s the lifestyle: community pool, clubhouse and access to the St. Joseph River, with boat dock slip reservations available at no additional fee. Whether you're downsizing, looking for a low-maintenance primary residence or simply want more time to enjoy life and less time maintaining a home, this one makes it easy. Move in, unpack and start enjoying life on the river.

Monthly payment estimate

$2,142/mo

Principal & interest
$1,697
Property taxes
$97
Homeowners insurance
$90
HOA dues
$258
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
5
Total area
1,314 sq ft
Finished area above grade
1,314 sq ft
Bedrooms above grade
2
Full baths, upper level
2
Basement
Slab
Flooring
Hardwood, Carpet
Heating
Forced Air
Cooling
Central Air
Laundry
Upper Level
Interior features
Deck on Waterfront, Washer Hook-Up

Exterior & parking

Construction
Cedar
Roof
Composite
Garage spaces
2
Attached garage
No
Garage type
Detached
Garage sq ft
576 sq ft
Private pool
Yes
Pool
Below Ground
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
St. Joe River Lower
Water access
Riverfront
Water frontage
1 ft
Water feature
River

Lot

Subdivision
Bercado Farms
Lot features
Cul-De-Sac, Part Wooded, Waterfront
County
St. Joseph County
Township
Harris
Platted
Yes
Planned unit development
No
Directions
Bittersweet to Vistual; east on Vistula to Ventura Dr. Head North on Ventura into complex,

Schools

Elementary school
Moran
Middle school
Grissom
High school
Penn
School district
Penn-Harris-Madison School Corp.

HOA & community

HOA fee
$258
HOA fee frequency
Monthly
Association restrictions
Yes

Taxes & terms

Annual taxes
$1,165
Tax year
2026
Tax exemptions
Homestead
Listing terms
Cash, Conventional, FHA, VA
Possession
Day of Close
Parcel number
71-10-07-405-022.000-022

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Range-Gas

Utilities

Water
City
Sewer
Public Sewer

Location

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