Listing courtesy of Irish Realty · Listing agent: Brandon Thomas · brandon.thomas@irishrealty.net

Virtual tour
ActiveDuplex

604 N Frances Street

$199,900

$184.41 / sq ft

Est. $1,249/mo

South Bend, IN 46617-2021

Original price $224,900 · Price reduced on August 18, 2026

  • Basement
Bedrooms
2
Bathrooms
2
Living area
1,084 sq ft
Lot
0.09 ac
Year built
1961
Type
Duplex
Listed
June 30, 2026
MLS #
202625981

About this home

Investment opportunity or house hack only one mile from the University of Notre Dame! Don't miss out on this nicely updated duplex just south of the University and within walking distance to downtown South Bend and the new Trader Joe's! Both units feature one bed and one bath with an ample amount of closet space and in-unit laundry! Boasting a generously sized eat-in kitchen with plenty of cabinetry and a full bath with built-in shelving for added storage. Other notable features include new flooring, fresh paint throughout, new windows, a large deck leading into the home, and shed for bonus storage. With a fantastic location this property would be an incredible investment with an opportunity for a solid return! So don’t wait - schedule your showing today!

Monthly payment estimate

$1,249/mo

Principal & interest
$1,094
Property taxes
$97
Homeowners insurance
$58
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Stories
1
Total area
1,584 sq ft
Finished area above grade
1,084 sq ft
Unfinished area below grade
500 sq ft
Below grade total
500 sq ft
Bedrooms above grade
2
Basement
Michigan Basement, Unfinished
Flooring
Finished
Heating
Natural Gas
Cooling
Window Unit(s)
Amenities
Deck Open, Porch Covered

Exterior & parking

Construction
Vinyl Siding
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Level
Lot size (acres)
0.09 ac
Lot dimensions
30X130
County
St. Joseph County
Township
Portage
Lots
2
Platted
Yes
Planned unit development
No
Directions
use google maps

Schools

Elementary school
Nuner
Middle school
Jefferson
High school
Adams
School district
South Bend Community School Corp.

Taxes & terms

Annual taxes
$1,160
Tax year
2025
Assessed value
$48,900
Listing terms
Cash, Conventional, FHA, VA
Possession
closing
Parcel number
71-08-01-432-045.000-026

Included in the sale

Included in sale
Building,Land,Lease

Utilities

Water
City
Sewer
Public Sewer

Income & commercial

Units
2
Annual gross rent
$24,000
Net operating income
$22,840
Lease term
Negotiable
Parking spaces
2
Pets allowed
No
Tenant pays
Cable TV, Electricity, Fuel, Heat, Lawn Care, Sewer, Snow Removal, Water
Electric meters
2
Gas meters
2
Water meters
2

Location

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