Listing courtesy of Hallmark Excellence Realty · Listing agent: Gregory Hire · Cell: 574-238-7157

Virtual tour
ActiveSite-Built Home

60196 Surrey Lane

$295,000

$193.70 / sq ft

Est. $1,842/mo

Elkhart, IN 46517-9427

  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
3
Bathrooms
2
Living area
1,523 sq ft
Lot
0.46 ac
Year built
1975
Type
Site-Built Home
Listed
October 2, 2026
MLS #
202640939

About this home

Set in a quiet neighborhood, this three-bedroom (4th BR possible in basement) home has been owned by the same owner since it was built in 1975. Its distinctive brick exterior and beautifully terraced grounds create a memorable setting, with fieldstone steps, brick walls, and inviting outdoor spaces that offer a wonderful canvas for gardening and landscaping. The open-concept main floor features a great room with a skylight, wood-burning brick fireplace, and sliding door to the patio. The primary bedroom includes an attached bath with a slider to the deck. A full walkout basement adds a family room with a second wood-burning fireplace. Basement is partially finished. Enjoy the outdoors from the 34x12 poly deck or the 20x12 brick-paver patio. Fieldstone steps lead down through the terraced backyard, where mature trees and layered landscaping create a private retreat. The home also features a high-efficiency furnace.

Monthly payment estimate

$1,842/mo

Principal & interest
$1,615
Property taxes
$141
Homeowners insurance
$86
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
10
Total area
3,046 sq ft
Finished area above grade
1,523 sq ft
Unfinished area below grade
1,523 sq ft
Below grade total
1,523 sq ft
Bedrooms above grade
3
Full baths, main level
2
Basement
Sump Pump, Full, Partially Finished
Flooring
Carpet, Concrete, Vinyl
Heating
Natural Gas, Forced Air
Cooling
Central Air
HVAC
High Efficiency Furnace
Fireplaces
2
Fireplace features
Family Room, Living/Great Rm, Wood Burning, Basement
Appliances
Disposal
Laundry
Lower Level
Interior features
Countertops-Solid Surf, Detector-Smoke, Open Floorplan, Stand Up Shower, Tub/Shower Combination, Great Room

Exterior & parking

Style
Ranch
Construction
Brick
Roof
Asphalt
Foundation
Block
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
360 sq ft
Parking
Garage Door Opener, Concrete
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Sloped, 0-2.9999
Lot size (acres)
0.46 ac
Lot dimensions
100X200
Location type
Rural Subdivision
County
Elkhart County
Township
Concord
Road frontage
County Road
Road surface
Asphalt
Lots
116
Platted
Yes
Planned unit development
No
Directions
US 33 to CR 26. West on CR 26 to CR 113. South on CR 113 to Surrey Lane. East on Surrey Ln to property.

Schools

Elementary school
South Side
Intermediate school
Concord
Middle school
Concord
High school
Concord
School district
Concord Community Schools

HOA & community

HOA fee
$0
Association restrictions
No

Taxes & terms

Annual taxes
$1,686
Tax year
2026
Assessed value
$256,400
Tax exemptions
Homestead, Over 65, Supplemental
Listing terms
Cash, Conventional, FHA, VA
Possession
Closing
Parcel number
20-06-35-203-008.000-009

Included in the sale

Included in sale
Dishwasher,Refrigerator,Washer,Window Treatments,Dryer-Gas,Freezer,Kitchen Exhaust Hood,Sump Pump,Water Heater Gas

Utilities

Water
Well
Well
Private
Sewer
Septic Tank
Electric provider
NIPSCO
Gas provider
NIPSCO

Location

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