Listing courtesy of Indiana Real Estate · Listing agent: Rebecca Maldeney · cell: 260-570-5894

ActiveSite-Built Home

597 County Road 39

$199,900

$150.53 / sq ft

Est. $1,290/mo

Waterloo, IN 46793-9800

2.5 acres
2-car garage
Basement

Bedrooms: 3
Bathrooms: 1.5
Living area: 1,328 sq ft
Lot: 2.5 ac
Year built: 1900
Type: Site-Built Home
Listed: September 16, 2026
MLS #: 202638232

About this home

Opportunity knocks. Here is a rare opportunity to get out to the country for a great price. Fantastic chance to build some equity with a little elbow grease. This 3 bed, 1.5 bath home sits on 2.5 acres and features a detached 2 car garage and additional 36x64 pole building with concrete floors.

Monthly payment estimate

$1,290/mo

Principal & interest: $1,094
Property taxes: $138
Homeowners insurance: $58

Down payment

Interest rate

Loan

Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
Insurance: estimated at 0.35% of the price per year.
An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.

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Property details

Interior

Levels: One and One Half
Total rooms: 9
Total area: 1,824 sq ft
Finished area above grade: 1,328 sq ft
Unfinished area below grade: 496 sq ft
Below grade total: 496 sq ft
Bedrooms above grade: 3
Full baths, main level: 1
Half baths, upper level: 1
Basement: Crawl Space, Partial
Laundry: Main Level

Exterior & parking

Construction: Vinyl Siding
Garage spaces: 2
Attached garage: No
Garage type: Detached
Garage sq ft: 480 sq ft
Private pool: No
Other structures: Pole/Post Building
Other structures (2): Shed
Outbuilding 2: 120 sq ft
New construction: No

Waterfront & lake

Waterfront: No

Lot

Lot features: Level, 0-2.9999
Lot size (acres): 2.5 ac
Lot dimensions: irr
County: Dekalb County
Township: Smithfield
Platted: Yes
Planned unit development: No
Directions: From Waterloo, North at the stop light, Stay on as it turns into Cr 39. House is on the right.

Schools

Elementary school: Waterloo
Middle school: Dekalb
High school: Dekalb
School district: Dekalb Central United

Taxes & terms

Annual taxes: $1,658
Tax year: 2026
Possession: dofc
Parcel number: 17-02-10-200-006.000-018

Utilities

Water: Well
Well: Private
Sewer: Septic Tank

Location

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Based on information submitted to the MLS GRID as of October 7, 2026 11:15 PM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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