Listing courtesy of Irish Realty · Listing agent: Eric Bomkamp · eric.bomkamp@irishrealty.net

Virtual tour
ActiveSite-Built Home

5503 Bay Char Court

$384,900

$239.96 / sq ft

Est. $2,369/mo

Osceola, IN 46561-1301Fiera Vista Villas

  • 2-car garage
  • Basement
Bedrooms
4
Bathrooms
2.5
Living area
2,076 sq ft
Lot
0.22 ac
Year built
2020
Type
Site-Built Home
Listed
September 21, 2026
MLS #
202639086

About this home

Welcome home to this 4-bedroom beauty in the Penn school district. The kitchen is the heart of the home, with a large island that works for meal prep, morning coffee, or gathering with friends. Step outside to the covered porch, where you can relax in any weather and enjoy a quiet evening. Upstairs, the bedrooms share the floor with a convenient second-floor laundry, so there's no more hauling baskets up and down the stairs. The partially finished basement adds flexible space, including an additional bedroom, and leaves room to finish the rest to your own vision. Guest suite, home office, or media room, the choice is yours. Thoughtfully laid out and move-in ready, this home is a must-see. Schedule your private showing today.

Monthly payment estimate

$2,369/mo

Principal & interest
$2,107
Property taxes
$150
Homeowners insurance
$112
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
6
Total area
2,406 sq ft
Finished area above grade
1,604 sq ft
Finished area below grade
472 sq ft
Unfinished area below grade
330 sq ft
Below grade total
802 sq ft
Bedrooms above grade
3
Bedrooms below grade
1
Full baths, upper level
2
Half baths, main level
1
Basement
Partially Finished
Heating
Forced Air
Cooling
Central Air
Appliances
Disposal
Laundry
Upper Level
Interior features
1st Bdrm En Suite, Kitchen Island

Exterior & parking

Construction
Vinyl Siding
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
576 sq ft
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Fiera Vista Villas
Lot features
Cul-De-Sac
Lot size (acres)
0.22 ac
Lot dimensions
Irregular
County
St. Joseph County
Township
Penn
Lots
9
Platted
Yes
Planned unit development
No
Directions
Lincolnway E turn north onto Cedar, then take a right onto Bay Char Ct.

Schools

Elementary school
Elm Road
Middle school
Grissom
High school
Penn
School district
Penn-Harris-Madison School Corp.

Taxes & terms

Annual taxes
$1,805
Tax year
2026
Assessed value
$200,600
Possession
DOC
Parcel number
71-10-17-107-023.000-022

Utilities

Water
City
Sewer
Public Sewer

Income & commercial

Gas meters
11

Location

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