Listing courtesy of Cressy & Everett - South Bend · Listing agent: Michelle Kison · Cell: 574-286-1323

Virtual tour
ActiveSite-Built Home

54514 Norwood Drive

$199,900

$130.14 / sq ft

Est. $1,390/mo

South Bend, IN 46628Chain O Lakes

Original price $235,000 · Price reduced on September 18, 2026

  • On North Chain Lake
  • 2-car garage
  • Basement
Bedrooms
3
Bathrooms
1
Living area
1,536 sq ft
Lot
0.27 ac
Year built
1930
Type
Site-Built Home
Listed
July 15, 2026
MLS #
202628396

About this home

Enjoy beautiful views of the North Chain O' Lakes from this 3-bedroom home situated on a spacious double lot with a fenced yard and 2-car garage. Important updates over the years include the roof, windows, water heater, and fencing, adding peace of mind for the next owner. Located just across the street from the lake, this property offers a peaceful setting and a wonderful opportunity to create a home that fits your vision. Whether you're looking for your first home, a year-round residence, or a weekend retreat, this property offers a wonderful opportunity to enjoy the beauty of the lake area. Schedule your showing today!

Monthly payment estimate

$1,390/mo

Principal & interest
$1,094
Property taxes
$238
Homeowners insurance
$58
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One and One Half
Total rooms
6
Total area
2,304 sq ft
Finished area above grade
1,536 sq ft
Unfinished area below grade
768 sq ft
Below grade total
768 sq ft
Bedrooms above grade
3
Full baths, main level
1
Basement
Partial
Heating
Electric, Baseboard
Laundry
In Basement

Exterior & parking

Construction
Vinyl Siding
Roof
Asphalt
Garage spaces
2
Attached garage
No
Garage type
Detached
Garage sq ft
400 sq ft
Private pool
No
Fencing
Chain Link
Other structures
Shed(s)
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
North Chain Lake
Lake type
Non Ski Lake
Water feature
Lake

Lot

Subdivision
Chain O Lakes
Lot features
Waterfront, 0-2.9999, Lake on Lot, Water View
Lot size (acres)
0.27 ac
Lot dimensions
78x151
County
St. Joseph County
Township
Warren
Platted
Yes
Planned unit development
No
Directions
US 20 East, left onto Quince Rd, right onto Southport Dr, then left onto Norwood Dr

Schools

Elementary school
Wilson
Middle school
Dickinson
High school
Washington
School district
South Bend Community School Corp.

Taxes & terms

Annual taxes
$2,858
Tax year
2025
Listing terms
Cash, Conventional
Possession
After Funding
Parcel number
71-02-35-279-026.000-029

Included in the sale

Included in sale
Dishwasher,Refrigerator,Washer,Dryer-Gas,Range-Electric,Water Heater Electric

Utilities

Water
Well
Well
Private
Sewer
Septic Tank

Location

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$199,900

3 beds · 1 bath