Listing courtesy of CENTURY 21 Bradley Realty, Inc · Listing agent: Shelley Shipe · Cell: 260-541-0023

Virtual tour
ActiveSite-Built Home

545 S Wayne Street

$99,900

$54.21 / sq ft

Est. $762/mo

Waterloo, IN 46793

  • 1.5-car garage
  • Basement
Bedrooms
4
Bathrooms
1
Living area
1,843 sq ft
Lot
0.16 ac
Year built
1900
Type
Site-Built Home
Listed
August 1, 2026
MLS #
202631221

About this home

Handyman or Flipper investment!! This large home needs TLC and with some work it could be a perfect place to call home. Large kitchen, bedrooms, large utility room on main floor. Also has a walk-up attic which could be another room if finished. Gas furnace approximately 2 years old, gas water heater 6 years old.

Monthly payment estimate

$762/mo

Principal & interest
$547
Property taxes
$186
Homeowners insurance
$29
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

Get pre-approved

Know your real budget before you tour, and make a stronger offer. We'll connect you with a local lender.

Property details

Interior

Levels
One and One Half
Total rooms
8
Total area
3,107 sq ft
Finished area above grade
1,843 sq ft
Unfinished area below grade
1,264 sq ft
Below grade total
1,264 sq ft
Bedrooms above grade
4
Full baths, main level
1
Basement
Crawl Space
Heating
Natural Gas, Forced Air
Cooling
Central Air
Laundry
Main Level
Interior features
Storage, Attic-Walk-up

Exterior & parking

Style
Traditional
Construction
Vinyl Siding
Roof
Asphalt
Foundation
Block
Garage spaces
1.5
Attached garage
No
Garage type
Detached
Garage sq ft
480 sq ft
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Level
Lot size (acres)
0.16 ac
Lot dimensions
56x125
Location type
City/Town/Suburb
County
Dekalb County
Township
Grant
Platted
Yes
Planned unit development
No
Directions
US 6 to Waterloo. Turn South at the light on Wayne St. House is on the west side of Wayne Street. Parking is the back of house through an alley off of Wayne St.

Schools

Elementary school
Waterloo
Middle school
Dekalb
High school
Dekalb
School district
Dekalb Central United

Taxes & terms

Annual taxes
$2,226
Tax year
2025
Tax exemptions
Over 65
Listing terms
Cash, Conventional
Possession
DOC
Parcel number
31-06-03-360-014.000-008

Included in the sale

Included in sale
Water Heater Gas
Excluded from sale
Adam and Tiffany Humphrey

Utilities

Water
City
Sewer
Public Sewer

Income & commercial

Gas meters
8

Location

Loading map...

$99,900

4 beds · 1 bath