Listing courtesy of CENTURY 21 Bradley Realty, Inc · Listing agent: Shelby Uptgraft · Cell: 260-633-9065
5445 N State Road 127 Road
Fremont, IN 46737
Original price $879,900 · Price reduced on October 5, 2026
- On Little Otter Lake
- 3 acres
- 6-car garage
- Fireplace
- Basement
- Energy efficient
- Bedrooms
- 3
- Bathrooms
- 3
- Living area
- 6,582 sq ft
- Lot
- 3 ac
- Year built
- 2023
- Type
- Site-Built Home
- Listed
- September 19, 2026
- MLS #
- 202638954
About this home
Welcome to exceptional balance of country-lake living on 3 beautiful acres! Built just two years ago, this thoughtfully designed home showcases quality craftsmanship and attention to detail throughout. No detail was overlooked in creating a home that is both luxurious and incredibly functional—whether you’re entertaining guests or making memories with a growing family. The home offers 3 bedrooms with the potential for a spacious 4th bedroom in the basement, providing flexibility. The open-concept main living area is perfect for everyday living and entertaining, centered around a stunning kitchen featuring commercial-grade Wolf appliances. A beautiful hidden pantry provides exceptional storage while keeping the kitchen clean and inviting. Comfort is built in with radiant heated flooring throughout the entire home, featuring an impressive seven-zone system extending into both garages. The lower-level office provides a private workspace and features a bank vault-style door leading directly into a dedicated shelter space, offering added peace of mind during severe weather or other emergencies. the basement also is pre plumbed for your future wet bar. The approximately 2,100-square-foot addtional garage offers incredible versatility—store your boat, camper, vehicles, or recreational toys, create a workshop, or transform the space into a business or hobby area. The possibilities are endless! Step onto the covered main-level deck and enjoy peaceful views of Little Otter Lake, complete with a luxury outdoor pizza oven that makes entertaining unforgettable. Otter Lake is a fishing lake with connections to Snow Lake and Lake James, offering even more recreational opportunities. While the property does not include private lake access, a nearby public boat ramp makes launching your boat convenient, while the expansive garage provides the perfect place to store it. Outside, the 3-acre setting provides plenty of room for family, pets, hobbies, and enjoying the freedom of country living. Just minutes away from Pokagon State Park. Come check this one out before it's gone.
Monthly payment estimate
$5,167/mo
- Principal & interest
- $4,707
- Property taxes
- $209
- Homeowners insurance
- $251
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 9
- Total area
- 6,582 sq ft
- Finished area above grade
- 4,341 sq ft
- Finished area below grade
- 2,241 sq ft
- Below grade total
- 2,241 sq ft
- Bedrooms above grade
- 1
- Bedrooms below grade
- 2
- Full baths, main level
- 1
- Full baths, below grade
- 1
- Half baths, main level
- 1
- Half baths, below grade
- 1
- Basement
- Full, Walk-Out Basement, Finished
- Heating
- Electric, Natural Gas, Radiant
- Cooling
- Central Air
- HVAC
- RAD Floors - Hydronic
- Fireplaces
- 1
- Fireplace features
- Living/Great Rm
- Appliances
- Disposal
- Laundry
- Main Level
- Interior features
- Attic Pull Down Stairs, Storage, Ceiling Fan(s), Vaulted Ceiling(s), Garden Tub, Kitchen Island, Open Floorplan, Pantry, RV Parking, Main Level Bedroom Suite, Garage-Heated, Main Floor Laundry, Custom Cabinetry
Exterior & parking
- Construction
- Aluminum Siding, Stone
- Roof
- Asphalt, Shingle
- Garage spaces
- 6
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 2,100 sq ft
- Parking
- Garage Door Opener, Concrete
- Private pool
- No
- New construction
- No
- Energy-efficient features
- HVAC, Water Heater
Waterfront & lake
- Waterfront
- No
- Body of water
- Little Otter Lake
- Water feature
- Lake
Lot
- Lot features
- Level, Water View
- Lot size (acres)
- 3 ac
- Lot dimensions
- 120X560
- Location type
- Lake,Rural,Near Walking Trail
- County
- Steuben County
- Township
- Jamestown
- Platted
- Yes
- Planned unit development
- No
- Directions
- Northbound on I69 get off at exit 354, turn left at the first light on SR-127 and turn left again at the second light (heading towards Pokagon) turn right at the stop sign on SR127, the shared drive will be on your left, property is left- first drive
Schools
- Elementary school
- Fremont
- Middle school
- Fremont
- High school
- Fremont
- School district
- Fremont Community
Taxes & terms
- Annual taxes
- $2,508
- Tax year
- 2026
- Tax exemptions
- Homestead
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- Up to 7 days after closing
- Parcel number
- 76-03-26-310-225.000-006
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Cooktop-Gas,Oven-Built-In,Range-Electric,Range-Gas,Water Filtration System
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Septic Tank
- Electric provider
- NIPSCO
- Gas provider
- NIPSCO
Rooms
| Room | Level | Dimensions |
|---|---|---|
| Living Room | — | 23 × 19 ft |
| Dining Room | — | 13 × 14 ft |
| Kitchen | Main | 20 × 14 ft |
| Bedroom 1 | Main | 16 × 15 ft |
| Bedroom 2 | Lower | 16 × 13 ft |
| Bedroom 3 | Lower | 16 × 12 ft |
| Recreation Room | — | 18 × 17 ft |
| Loft | Lower | 40 × 24 ft |
| Laundry | Main | 14 × 8 ft |
Location
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