Listing courtesy of Steffen Group · Listing agent: Isaac Stoller
532 E Central
Bluffton, IN 46714-2613
Original price $360,000 · Price reduced on October 19, 2026
- 2-car garage
- Basement
- Energy efficient
- Bedrooms
- 3
- Bathrooms
- 4
- Living area
- 2,994 sq ft
- Lot
- 0.22 ac
- Year built
- 1880
- Type
- Site-Built Home
- Listed
- October 12, 2026
- MLS #
- 202642259
Open houses
- Wed, Oct 284:00 PM – 6:00 PM
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About this home
Space, flexibility, and a convenient Bluffton location come together in this 2994-square-foot home near Bluffton schools and the River Greenway walking trail. Situated on a corner lot with a circular driveway, the property offers an inviting arrival and plenty of room inside and out. Featuring 3 bedrooms, 4 full bathrooms, a formal dining room, and multiple living areas, the home provides space for everyday living, entertaining, and hosting guests. Updates include a roof and furnace replaced in 2018; new flooring in the kitchen, family room, dining room, and primary suite in 2019; and an upstairs bathroom renovation in 2019. A bonus feature is the finished studio above the 2½-car garage. Complete with a full bathroom and stove, this flexible space offers possibilities for a home office, creative studio, or guest retreat. The garage also features epoxy flooring for a clean, finished appearance and is heated and cooled. Enjoy convenient access to the River Greenway for walking and outdoor recreation, along with a location just minutes from schools and local amenities. With generous living space and the added versatility of the studio, this property offers room to make it your own.
Monthly payment estimate
$2,218/mo
- Principal & interest
- $1,951
- Property taxes
- $163
- Homeowners insurance
- $104
- Rate: Freddie Mac's 30-year fixed average for the week of October 22, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One and One Half
- Total rooms
- 9
- Total area
- 3,708 sq ft
- Finished area above grade
- 2,994 sq ft
- Unfinished area below grade
- 714 sq ft
- Main level
- 1,919 sq ft
- Upper level
- 1,075 sq ft
- Below grade total
- 714 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 2
- Full baths, upper level
- 2
- Basement
- Sump Pump, Crawl Space, Partial, Unfinished
- Flooring
- Concrete, Vinyl
- Heating
- Gas, Forced Air
- Cooling
- Central Air
- HVAC
- High Efficiency Furnace
- Appliances
- Disposal
- Laundry
- Main Level
- Interior features
- Storage, Attic-Walk-up, Breakfast Bar, Ceiling Fan(s), Walk-In Closet(s), Countertops-Laminate, Detector-Smoke, Eat-in Kitchen, Kitchen Island, Range/Oven Hk Up Gas/Elec, Six Panel Doors, Double Vanity, Utility Sink, Stand Up Shower, Main Level Bedroom Suite, Formal Dining Room, Garage-Heated, Main Floor Laundry, Custom Cabinetry, Garage Utilities
- Windows
- Double Pane Windows
- Doors
- Insulated Door(s)
Exterior & parking
- Style
- A-Frame
- Construction
- Vinyl Siding
- Roof
- Asphalt
- Foundation
- Block, Poured Concrete
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 720 sq ft
- Parking
- Garage Door Opener, Circular Driveway, Concrete
- Private pool
- No
- Fencing
- Privacy, Vinyl
- New construction
- No
- Energy-efficient features
- HVAC
Waterfront & lake
- Waterfront
- No
Lot
- Lot features
- Landscaped, Corner Lot, Level
- Lot size (acres)
- 0.22 ac
- Lot dimensions
- 66X146
- Location type
- City/Town/Suburb
- Inside city limits
- Yes
- County
- Wells County
- Township
- Harrison
- Cross street
- Wayne
- Road frontage
- City Street
- Road surface
- Asphalt
- Lots
- 7
- Platted
- Yes
- Planned unit development
- No
- Directions
- From Sr 1 (Main Street) in Bluffton head East on Market Street to Wayne Street. South on Wayne 6 blocks home is on the right on the corner of Wayne and Central.
Schools
- Elementary school
- Bluffton Harrison
- Middle school
- Bluffton Harrison
- High school
- Bluffton
- School district
- MSD of Bluffton Harrison
Taxes & terms
- Annual taxes
- $1,950
- Tax year
- 2026
- Tax exemptions
- Homestead
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA
- Possession
- 30 DAFC
- Parcel number
- 90-08-04-517-005.000-004
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Washer,Window Treatments,Cooktop-Gas,Dryer-Electric,Range-Gas,Sump Pump,Water Heater Gas,Window Treatment-Blinds,Basketball Goal
Utilities
- Water
- City
- Sewer
- Public Sewer
- Gas provider
- NIPSCO
Rooms
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 25 × 14 ft | — |
| Dining Room | Main | 16 × 13 ft | — |
| Family Room | Main | 16 × 14 ft | — |
| Kitchen | Main | 18 × 14 ft | — |
| Bedroom 1 | Main | 22 × 13 ft | — |
| Bedroom 2 | Main | 18 × 13 ft | — |
| Bedroom 3 | Main | 13 × 9 ft | — |
| Extra Room 1 | — | 23 × 6 ft | Enclosed Porch |
| Other Room | Upper | 23 × 14 ft | Above Garage |
| Laundry | Main | — | — |
Location
Schools
School district
Bluffton-Harrison MSD
From the district boundary map (NCES)
1,860 students · Graduation rate: 100% (Indiana 91.8%)
Confirm the schools for this address with Bluffton-Harrison MSDGrades K–4
Bluffton-Harrison Elementary SchoolPublic · Grades PK–4 · 746 students · 0.7 mi away
The only school for these grades in Bluffton-Harrison MSD
- English (ILEARN)
- 31.3% · Indiana 42%
- Math (ILEARN)
- 45.9% · Indiana 42.7%
Grades 5–8
Bluffton-Harrison Middle SchoolPublic · Grades 5–8 · 566 students · 1 mi away
The only school for these grades in Bluffton-Harrison MSD
- English (ILEARN)
- 37.6% · Indiana 42%
- Math (ILEARN)
- 36.9% · Indiana 42.7%
Grades 9–12
Bluffton High SchoolPublic · Grades 9–12 · 548 students · 0.8 mi away
The only school for these grades in Bluffton-Harrison MSD
- Graduation rate
- 100% · Indiana 91.8%
- SAT reading & writing
- 44.9% · Indiana 51.9%
- SAT math
- 23.7% · Indiana 25.6%
Public schools nearby (1)
- Lancaster Central School
Public · Grades PK–5 · 533 students · 3.6 mi away
Private schools nearby (1)
- Wesleyan Heritage Academy
Private · Christian · Grades 3–12 · 11 students · 1.2 mi away
Figures: enrollment (2025-26 school year), ILEARN (spring 2026), graduation rate (class of 2025), SAT (spring 2026), and private school enrollment (2023-24 school year).
ILEARN: share of students in grades 3–8 proficient on Indiana's state test. SAT: share of 11th graders meeting the college-readiness benchmark. Distances are in a straight line.
Sources: U.S. Department of Education, NCES Common Core of Data; U.S. Department of Education, NCES EDGE school district boundaries; Indiana Department of Education, Data Center & Reports; U.S. Department of Education, NCES Private School Survey.
Indiana Home Match doesn't rate or rank schools. Attendance boundaries change, so confirm with the district before you buy.
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