Listing courtesy of Neff Sales & Development LLC · Listing agent: Kathy Casterline

Virtual tour
ActiveSite-Built Home

523 S Main Street

$110,000

$77.79 / sq ft

Est. $656/mo

Montpelier, IN 47359

  • 1.5-car garage
Bedrooms
3
Bathrooms
1
Living area
1,414 sq ft
Lot
0.1 ac
Year built
1923
Type
Site-Built Home
Listed
April 22, 2026
MLS #
202614353

About this home

Very cozy 3 bedroom 1 bath home. Enter the home thru the sun porch into the large living room. Eat in kitchen with counter cook top, oven and refrigerator. One bedroom on the main floor and 2 bedrooms upstairs. Laundry room off of the kitchen. Privacy fence in the back with a patio area and fire pit. Split rail fence on the south side of the house with landscaping. 1.5 car attached garage. Located near the grocery store, Civic Center and downtown shopping.

Monthly payment estimate

$656/mo

Principal & interest
$602
Property taxes
$22
Homeowners insurance
$32
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details

Interior

Levels
One and One Half
Total rooms
5
Total area
1,414 sq ft
Finished area above grade
1,414 sq ft
Main level
902 sq ft
Upper level
512 sq ft
Bedrooms above grade
3
Full baths, main level
1
Basement
Sump Pump, Crawl Space
Flooring
Carpet, Vinyl
Heating
Electric, Natural Gas
Cooling
Window Unit(s)
Fireplace features
Fire Pit
Laundry
Main Level
Interior features
Antenna, Storage, Eat-in Kitchen

Exterior & parking

Construction
Vinyl Siding
Roof
Asphalt, Shingle
Garage spaces
1.5
Attached garage
Yes
Garage type
Attached
Garage sq ft
378 sq ft
Parking
Stone
Private pool
No
Fencing
Privacy, Split Rail
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Level
Lot size (acres)
0.1 ac
Lot dimensions
50x 89
Location type
City/Town/Suburb
Inside city limits
Yes
County
Blackford County
Township
Harrison
Platted
Yes
Planned unit development
No
Directions
SR 3 North to SR 18 East to Main St. South to property

Schools

Elementary school
Blackford
Middle school
Blackford Jr/Sr
High school
Blackford Jr/Sr
School district
Blackford County

HOA & community

Other fees
$36
Other fees description
storm water

Taxes & terms

Annual taxes
$268
Tax year
2025
Tax exemptions
Disabled, Homestead, Mortgage, Supplemental
Listing terms
Conventional
Possession
45 days after closing
Parcel number
05-02-09-101-062.000-002

Included in the sale

Included in sale
Refrigerator,Cooktop-Electric,Oven-Built-In,Sump Pump,Water Heater Electric

Utilities

Water
City
Sewer
Public Sewer
Electric provider
AEP/I&M
Gas provider
CenterPoint Energy
Water provider
Montpelier Water & Sewer

Rooms

RoomLevelDimensions
Living RoomMain31 × 12 ft
KitchenMain11 × 11 ft
Bedroom 1Main11 × 11 ft
Bedroom 2Upper13 × 15 ft
Bedroom 3Upper16 × 12 ft
LaundryMain—

Location

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