Listing courtesy of Berkshire Hathaway HomeServices Elkhart · Listing agent: Kathy McMillan · Office: 574-293-1010
52221 Winding Waters Lane
Elkhart, IN 46514Winding Waters
- Waterfront
- 4-car garage
- Fireplace
- Basement
- Bedrooms
- 4
- Bathrooms
- 3.5
- Living area
- 4,282 sq ft
- Lot
- 0.77 ac
- Year built
- 2007
- Type
- Site-Built Home
- Listed
- October 3, 2026
- MLS #
- 202641038
About this home
Experience exceptional luxury in this stunning brick front home nestled on 3/4 of an acre on Christina Creek. Enjoy serene surroundings, abundant wildlife and kayak or tubing access right from your property! Inside, you'll find Brazilian cherry hardwood floors throughout much of the main level, impressive 13 foot ceilings and solid 8 foot cherry doors. The chef's kitchen features solid surface countertops, cherry soft close cabinetry, tile flooring, new high end appliances and a double sided gas fireplace shared with the great room. A screened in sunroom or new maintainence free deck provides the perfect place to relax and enjoy the peaceful setting. The main level also offers a private office, first floor laundry and a luxurious primary suite with deck access, walk in closet, high ceilings and a custom bath featuring a jetted soaking tub, tile walk in shower and solid surface cherry vanity. The finished walkout basement provides a rec room, kitchenette bar area, full bath, large bedroom with egress and two more potential bedrooms with no egress windows. Additional features include high end Anderson windows, new geothermal HVAC, 4 car heated, attached garage with floor drains, new maintenance free deck, irrigation system and an exceptional connection to nature. This one of a kind property offers luxury, comfort, functionally and creek front living in one remarkable home!
Monthly payment estimate
$4,106/mo
- Principal & interest
- $3,498
- Property taxes
- $422
- Homeowners insurance
- $186
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 14
- Total area
- 4,364 sq ft
- Finished area above grade
- 2,282 sq ft
- Finished area below grade
- 2,000 sq ft
- Unfinished area below grade
- 82 sq ft
- Below grade total
- 2,082 sq ft
- Bedrooms above grade
- 2
- Bedrooms below grade
- 2
- Full baths, main level
- 2
- Full baths, below grade
- 1
- Half baths, main level
- 1
- Basement
- Sump Pump, Full, Walk-Out Basement, Finished
- Heating
- Geothermal
- Cooling
- Geothermal
- Fireplaces
- 1
- Fireplace features
- Kitchen, Living/Great Rm, Gas Log
- Laundry
- Main Level
- Interior features
- High Ceilings, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Countertops-Solid Surf, Detector-Smoke, Entrance Foyer, Jet/Garden Tub, Irrigation System, Natural Woodwork, Range/Oven Hook Up Gas, Kitchenette, Tub and Separate Shower, Tub/Shower Combination, Main Level Bedroom Suite, Garage-Heated, Great Room, Main Floor Laundry
Exterior & parking
- Construction
- Brick, Vinyl Siding
- Roof
- Shingle
- Foundation
- Poured Concrete
- Garage spaces
- 4
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 1,175 sq ft
- Parking
- Garage Door Opener
- Private pool
- No
- Fencing
- Pet Fence
- Other structures
- Shed(s)
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Water access
- Frontage Lot
- Water frontage
- 93 ft
- Water feature
- Creek
Lot
- Subdivision
- Winding Waters
- Lot features
- Level, Waterfront
- Lot size (acres)
- 0.77 ac
- Lot dimensions
- 118x285
- County
- Elkhart County
- Township
- Osolo
- Platted
- Yes
- Planned unit development
- No
- Directions
- CR 4, south onto Winding Waters
Schools
- Elementary school
- Mary Feeser
- Middle school
- North Side
- High school
- Elkhart
- School district
- Elkhart Community Schools
Taxes & terms
- Annual taxes
- $5,068
- Tax year
- 2025
- Tax exemptions
- Homestead
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- Negotialbe
- Parcel number
- 20-02-20-101-011.000-026
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Kitchen Exhaust Hood,Range-Gas,Water Softener-Owned
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Septic Tank
Income & commercial
- Gas meters
- 11
Location
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