Listing courtesy of Cressy & Everett - South Bend · Listing agent: Garrett Gutermuth · Cell: 574-850-2252

Virtual tour
ActiveSite-Built Home

51921 Primrose Road

$525,000

$282.87 / sq ft

Est. $3,447/mo

South Bend, IN 46628Westwood Hills At Elbel

  • On Twin Lakes
  • 3-car garage
  • Fireplace
  • Basement
  • Energy efficient
Bedrooms
3
Bathrooms
3
Living area
3,456 sq ft
Lot
0.75 ac
Year built
2004
Type
Site-Built Home
Listed
August 27, 2026
MLS #
202635127

About this home

Meticulously maintained, custom-built lakefront ranch on a standout lot in Westwood Hills at Elbel. Offers 3BR/3BA and ~3,450 square feet of open-concept, single-story living, featuring LVP floors, solid wood doors, cozy gas fireplace, and gourmet kichen with hickory cabinetry, granite countertops and high end appliances. Finished walkout lower level boasts an expansive famiy room, wet bar, and spacious bonus room with egress window-perfect for an office, home gym or guest space with adjacent full bath. Enjoy unobstructed scenic views from the Deckorator composite deck with cable railing. Just below, the stamped concrete patio overlooks the manicured yard, fountain & water views just steps from the private dock and water access for kayaking, fishing or morning coffee. Move in with peace of mind: new roof (May 2026), new HVAC (Dec 2025) with Smart Honeywell Home thermostat, new aluminum fence (2025), whole house Generac generator, RING doorbell, MyQ smart garage door camera & driveway camera. Secluded yet minutes to US-20 Bypass, Indiana Toll Road, and Notre Dame.

Monthly payment estimate

$3,447/mo

Principal & interest
$2,874
Property taxes
$382
Homeowners insurance
$153
HOA dues
$38
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

Get pre-approved

Know your real budget before you tour, and make a stronger offer. We'll connect you with a local lender.

Property details

Interior

Levels
One
Total rooms
11
Total area
3,712 sq ft
Finished area above grade
1,856 sq ft
Finished area below grade
1,600 sq ft
Unfinished area below grade
256 sq ft
Below grade total
1,856 sq ft
Bedrooms above grade
3
Full baths, main level
2
Full baths, below grade
1
Basement
Full, Finished
Flooring
Carpet, Tile, Vinyl
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Fire Pit, Living/Great Rm, Gas Log, Wood Burning
Laundry
Main Level
Interior features
Bar, Ceiling Fan(s), Vaulted Ceiling(s), Countertops-Stone, Eat-in Kitchen, Jet/Garden Tub, Generator-Whole House, Irrigation System, Open Floorplan, Workshop, Main Level Bedroom Suite, Main Floor Laundry, Custom Cabinetry

Exterior & parking

Style
Ranch
Construction
Stone, Vinyl Siding
Roof
Shingle
Garage spaces
3
Attached garage
Yes
Garage type
Attached
Garage sq ft
816 sq ft
Parking
Concrete
Private pool
No
Fencing
Metal
New construction
No
Energy-efficient features
HVAC

Waterfront & lake

Waterfront
Yes
Body of water
Twin Lakes
Waterfront features
Pier/Dock, Private Beach
Water access
Lakefront
Water frontage
110 ft
Water feature
Lake

Lot

Subdivision
Westwood Hills At Elbel
Lot features
Waterfront, 0-2.9999
Lot size (acres)
0.75 ac
Lot dimensions
295 x 110
Location type
Lake
County
St. Joseph County
Township
Warren
Platted
Yes
Planned unit development
No
Directions
East on Cleveland Rd, east of US 20 bypass, turn north onto Primrose Rd

Schools

Elementary school
Coquillard
Middle school
Navarre
High school
Washington
School district
South Bend Community School Corp.

HOA & community

HOA fee
$450
HOA fee frequency
Annually
Community amenities
Boat Dock

Taxes & terms

Annual taxes
$4,583
Tax year
2025
Tax exemptions
Homestead
Listing terms
Cash, Conventional, FHA, VA
Possession
at closing
Parcel number
71-02-14-479-010.000-029

Included in the sale

Included in sale
Dishwasher,Refrigerator,Washer,Cooktop-Electric,Dryer-Electric,Freezer,Oven-Double,Water Softener-Owned

Utilities

Water
Well
Well
Private
Sewer
Septic Tank
Electric provider
AEP/I&M,NIPSCO

Location

Loading map...

$525,000

3 beds · 3 baths