Listing courtesy of REAL ESTATE NETWORK L.L.C · Listing agent: Chris Thayer · Cell: 574-870-1354

Virtual tour
ActiveSite-Built Home

5182 Highland Cove Court

$389,000

$184.71 / sq ft

Est. $2,574/mo

Monticello, IN 47960-1274Highland Cove

  • On Lake Shafer
  • 2-car garage
  • Fireplace
Bedrooms
4
Bathrooms
2.5
Living area
2,106 sq ft
Lot
0.27 ac
Year built
2001
Type
Site-Built Home
Listed
September 6, 2026
MLS #
202636889

About this home

This spacious Lake Shafer home features four bedrooms, 2.5 bathrooms, and two separate living areas. It is conveniently located within walking distance to Indiana Beach Amusement Park, where fun, fireworks and dining await, yet situated in a quiet cove that offers privacy and tranquility at your lake retreat. Additional features include a large deck overlooking the waterfront, a covered front porch, an attached garage, and an extra concrete pad for guest parking. The property is seeking your cosmetic updates, offering an opportunity to customize the space to your preferences. Don't miss this opportunity!

Monthly payment estimate

$2,574/mo

Principal & interest
$2,129
Property taxes
$331
Homeowners insurance
$114
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
9
Total area
2,106 sq ft
Finished area above grade
2,106 sq ft
Bedrooms above grade
4
Full baths, upper level
2
Half baths, main level
1
Basement
Slab
Flooring
Carpet, Vinyl
Heating
Electric, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Family Room
Laundry
Main Level
Interior features
Vaulted Ceiling(s), Walk-In Closet(s)

Exterior & parking

Style
Traditional
Construction
Vinyl Siding
Roof
Shingle
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
420 sq ft
Parking
Concrete
Private pool
No
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Lake Shafer
Water access
Lakefront
Lake type
Ski Lake
Water frontage
144 ft
Sea wall
Steel, Wood
Water feature
Lake

Lot

Subdivision
Highland Cove
Lot features
Waterfront, Lake on Lot
Lot size (acres)
0.27 ac
Lot dimensions
105X127
Location type
Lake
County
White County
Township
Union
Lots
33
Platted
Yes
Planned unit development
No
Directions
North on Sixth Street. Turn right on Highland Cove Ct.

Schools

Elementary school
Twin Lakes
Middle school
Twin Lakes
High school
Twin Lakes
School district
Twin Lakes School Corp.

HOA & community

HOA fee
$0

Taxes & terms

Annual taxes
$3,967
Tax year
2026
Tax exemptions
No Exemptions
Possession
Day of Closing
Parcel number
91-73-16-000-010.500-020

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Oven-Electric,Range-Electric

Utilities

Water
Well
Well
Private
Sewer
Regional
Gas provider
NIPSCO

Income & commercial

Gas meters
10

Location

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$389,000

4 beds · 2.5 baths