Listing courtesy of Berkshire Hathaway HomeServices Elkhart · Listing agent: Maria Carranza · Office: 574-293-1010

Virtual tour
ActiveSite-Built Home

51745 Winding Waters Lane

$529,900

$206.59 / sq ft

Est. $3,279/mo

Elkhart, IN 46514Winding Waters

Original price $575,000 · Price reduced on May 3, 2026

  • On Christiana Creek
  • 1.6 acres
  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
4
Bathrooms
2.5
Living area
3,857 sq ft
Lot
1.63 ac
Year built
1956
Type
Site-Built Home
Listed
December 19, 2025
MLS #
202549372

About this home

Discover the chance to own a spacious waterfront retreat on Beautiful Christiana Creek. This impressive 3,800 + Sq.ft. home sits on 1.6 serene acres and offers the perfect blend of recent updates and untapped potential, ideal for buyers looking to add their own personal touch. Inside you will find 4 generous bedrooms,2.5 baths, and multiple inviting spaces, including two fire places and a charming wood-burning stove that adds warmth and character throughout. Several improvements have been completed for you, including an updated kitchen, all 3 bathrooms, new flooring, fresh interior paint, some light fixtures and a Metal roof-a huge value for long term peace of mind. Well and termite inspections have been completed for peace of mind. Reports attached. The breathtaking waterfront views, natural beauty surrounding this home creates an unmatched sense of tranquility.

Monthly payment estimate

$3,279/mo

Principal & interest
$2,901
Property taxes
$223
Homeowners insurance
$155
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

Get pre-approved

Know your real budget before you tour, and make a stronger offer. We'll connect you with a local lender.

Property details

Interior

Levels
One
Total rooms
8
Total area
3,857 sq ft
Finished area above grade
2,565 sq ft
Finished area below grade
1,292 sq ft
Below grade total
1,292 sq ft
Bedrooms above grade
4
Full baths, main level
2
Half baths, main level
1
Basement
Walk-Out Basement, Partially Finished, Outside Entrance
Flooring
Vinyl
Heating
Natural Gas
Cooling
Central Air
Fireplaces
2
Fireplace features
Wood Burning, Wood Burning Stove
Laundry
In Basement
Interior features
Ceilings-Beamed, Vaulted Ceiling(s), Pocket Doors, Main Level Bedroom Suite, Main Floor Laundry, Washer Hook-Up

Exterior & parking

Style
Ranch
Construction
Cedar
Roof
Metal
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
528 sq ft
Parking
Garage Door Opener, Circular Driveway
Private pool
No
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Christiana Creek
Water access
Frontage Lot
Water frontage
184 ft
Water feature
Creek

Lot

Subdivision
Winding Waters
Lot features
Waterfront
Lot size (acres)
1.63 ac
Lot dimensions
91x478
County
Elkhart County
Township
Osolo
Platted
Yes
Planned unit development
No
Directions
C.R. 4 to winding waters North

Schools

Elementary school
Mary Feeser
Middle school
West Side
High school
Elkhart
School district
Elkhart Community Schools

Taxes & terms

Annual taxes
$2,680
Tax year
2025
Tax exemptions
Homestead, Supplemental
Listing terms
Cash, Conventional, FHA, VA
Possession
After funding
Parcel number
20-02-18-427-011.000-026

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Oven-Gas,Range-Gas

Utilities

Water
Well
Well
Private
Sewer
Septic Tank
Electric provider
AEP/I&M
Gas provider
NIPSCO

Income & commercial

Gas meters
11

Location

Loading map...

$529,900

4 beds · 2.5 baths