Listing courtesy of REAL ESTATE NETWORK L.L.C · Listing agent: James Mann · Cell: 574-870-0044

Virtual tour
ActiveSite-Built Home

500 E Ohio Street

$550,000

$216.79 / sq ft

Est. $3,598/mo

Monticello, IN 47960Horseshoe Landing

Original price $620,000 · Price reduced on October 2, 2026

  • On Lake Freeman
  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
4
Bathrooms
2.5
Living area
2,537 sq ft
Lot
0.73 ac
Year built
1978
Type
Site-Built Home
Listed
June 12, 2026
MLS #
202622934

About this home

Freshly painted four-bedroom home with two full baths with a house that boasts an open great room plus much more! Located on the northern end of Lake Freeman past the Madam Carroll and the Sportsman Inn this property has approximately 110 feet of waterfront. The home has 2,537 square feet of finished area and a 741 square foot basement which could for the kids, a den, or a hobby room. Furnace installed in 2024, roof replaced in 2016, and some trees were cleared on the water side in 2025. Screened porch attached to the back of the house as you walk from the kitchen area. Attic access from the garage and from an upstairs bedroom.

Monthly payment estimate

$3,598/mo

Principal & interest
$3,011
Property taxes
$427
Homeowners insurance
$160
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
8
Total area
3,278 sq ft
Finished area above grade
2,537 sq ft
Unfinished area below grade
741 sq ft
Main level
1,455 sq ft
Upper level
1,082 sq ft
Below grade total
741 sq ft
Bedrooms above grade
4
Full baths, upper level
2
Half baths, main level
1
Basement
Crawl Space, Partial, Unfinished
Flooring
Hardwood, Carpet
Heating
Natural Gas, Forced Air
Cooling
Central Air
HVAC
Zoned Heating
Fireplaces
1
Fireplace features
Living/Great Rm, Wood Burning
Laundry
Main Level
Interior features
Attic Pull Down Stairs, Storage, Vaulted Ceiling(s), Entrance Foyer

Exterior & parking

Construction
Brick, Wood Siding
Roof
Asphalt, Shingle
Foundation
Block
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
700 sq ft
Parking
Gravel
Private pool
No
Other structures
Shed(s)
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Lake Freeman
Waterfront features
Pier/Dock
Water access
Lakefront
Lake type
Access to Ski Lake
Water frontage
110 ft
Sea wall
Steel
Water feature
Lake

Lot

Subdivision
Horseshoe Landing
Lot features
Waterfront, Wooded, Waterfront-High Bank
Lot size (acres)
0.73 ac
Lot dimensions
90 x 234, 45 x 231
Location type
City/Town/Suburb
Inside city limits
Yes
County
White County
Township
Union
Platted
Yes
Planned unit development
No
Directions
From Downtown Monticello drive South on Main Street to Ohio Street. Turn Left and go East on Ohio Street.

Schools

Elementary school
Twin Lakes
Middle school
Twin Lakes
High school
Twin Lakes
School district
Twin Lakes School Corp.

HOA & community

HOA fee
$0
Other fees
$150
Other fees frequency
Annually
Other fees description
SFLECC

Taxes & terms

Annual taxes
$5,128
Tax year
2026
Assessed value
$569,700
Possession
At Closing
Parcel number
91-73-33-000-028.500-021

Utilities

Water
City
Sewer
Public Sewer
Electric provider
NIPSCO
Gas provider
NIPSCO

Income & commercial

Gas meters
13

Location

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