Listing courtesy of KLEIN RLTY&AUCTION, INC. · Listing agent: Matthew Lawrence · Cell: 618-707-5028
4913 N Whitewater Road
Olney, IL 62450
Original price $800,000 · Price reduced on September 28, 2026
- Waterfront
- 3-car garage
- Fireplace
- Basement
- Bedrooms
- 3
- Bathrooms
- 3.5
- Living area
- 6,000 sq ft
- Lot
- 0.86 ac
- Year built
- 1996
- Type
- Site-Built Home
- Listed
- July 30, 2026
- MLS #
- 202630757
About this home
Custom luxury lakefront home on East Fork Lake offering approximately 6,000 sqft with water views and your own private boat dock. Fish, boat, or take in the sunset. The great room welcomes you with high vaulted ceilings, abundant natural light, and a fireplace. From there, the kitchen opens up as the hub of the main level, offering an oversized island, granite counters, skylights, and double ovens, all overlooking a dining area with clear views of the lake. A formal dining room and a private office, complete with built-in shelving and a fireplace of its own, complete the living space. The primary suite is a true retreat at roughly 32 by 15 feet, with a tray ceiling, a private sitting area, and a built-in wet bar. The finished basement is a second home unto itself, with a full living area, a second kitchen, and a third fireplace. A whole-house Generac generator means backup power when you need it. Outside, multi-level decking and a covered entertaining area stretch along the water, wrapped in mature trees for privacy you can’t buy back once it’s gone. Homes on East Fork rarely come available.
Monthly payment estimate
$5,282/mo
- Principal & interest
- $4,324
- Property taxes
- $728
- Homeowners insurance
- $230
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 12
- Total area
- 6,000 sq ft
- Finished area above grade
- 3,000 sq ft
- Finished area below grade
- 3,000 sq ft
- Below grade total
- 3,000 sq ft
- Bedrooms above grade
- 2
- Bedrooms below grade
- 1
- Full baths, main level
- 2
- Full baths, below grade
- 1
- Half baths, main level
- 1
- Basement
- Full, Finished
- Flooring
- Hardwood, Carpet, Tile
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplaces
- 4
- Fireplace features
- Dining Room, Extra Rm, Living/Great Rm, Wood Burning, Basement
- Appliances
- Disposal
- Laundry
- Main Level
- Interior features
- 1st Bdrm En Suite, Ceiling-Tray, Ceiling Fan(s), Vaulted Ceiling(s), Crown Molding, Deck on Waterfront, Entrance Foyer, Generator-Whole House, Wet Bar, Stand Up Shower, Main Level Bedroom Suite, Formal Dining Room, Great Room, Main Floor Laundry, Custom Cabinetry
- Windows
- Skylight(s)
Exterior & parking
- Style
- Contemporary
- Roof
- Shingle
- Foundation
- Poured Concrete
- Garage spaces
- 3
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 693 sq ft
- Parking
- Concrete
- Private pool
- No
- Other structures
- Outbuilding
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Waterfront features
- Boat Docking Rights, Walk to Lake Access
- Water access
- Lakefront
- Water frontage
- 0 ft
- Sea wall
- Concrete
- Water feature
- Lake
Lot
- Lot features
- Landscaped, Irregular Lot, Sloped, Waterfront, 0-2.9999, Water View, Waterfront-Medium Bank
- Lot size (acres)
- 0.86 ac
- Lot dimensions
- Irregular
- Location type
- Lake
- County
- Richland County (IL)
- Township
- Olney
- Platted
- Yes
- Planned unit development
- No
- Directions
- From US-50, turn north onto N St. Marie Rd. Follow to E Seven Hills Ln and turn left. Take Seven Hills to N Watergate Rd, then right onto N Whitewater Rd. The property is on the left at the bend by the lake.
Schools
- Elementary school
- Richland County
- Middle school
- Richland County
- High school
- Richland County
- School district
- Richland Community Unit School District 1
HOA & community
- Community amenities
- Boat Dock
Taxes & terms
- Annual taxes
- $8,739
- Tax year
- 2025
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA
- Possession
- NEG
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Boat Lift-Permanent,Cooktop-Electric,Oven-Double,Water Heater Gas,Water Softener-Owned
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Septic Tank
- Electric provider
- Norris Electric Co-Op
- Gas provider
- Illinois Gas Co