Listing courtesy of Keith Realty & Auction Group · Listing agent: Trent Keith · Office: 812-714-8250
48 W Clay Street
Spencer, IN 47460
Original price $262,500 · Price reduced on September 15, 2026
- New construction
- 1-car garage
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,317 sq ft
- Lot
- 0.07 ac
- Year built
- 2026
- Type
- Site-Built Home
- Listed
- July 14, 2026
- MLS #
- 202628087
About this home
New Construction – Currently Under Construction! Nearing completion!! Be among the first to own this beautiful new one-level home at 48 W. Clay St., Spencer, IN. Offering approximately 1,317 square feet of thoughtfully designed living space, this home features 9-foot ceilings and an open-concept floor plan that seamlessly connects the living room, dining area, and kitchen. The kitchen will be equipped with a full suite of new black stainless-steel appliances, providing both style and functionality. The efficient layout includes three bedrooms and two full baths, including a primary suite with a private bath. An attached 14' x 23' garage offers convenient parking and additional storage. Situated on a 44' x 68' lot, this home provides the benefits of low-maintenance living with the quality and efficiency of new construction. Conveniently located near shopping, dining, parks, and local amenities. Construction is underway, and final finishes and completion date are subject to construction progress.
Monthly payment estimate
$1,734/mo
- Principal & interest
- $1,420
- Property taxes
- $238
- Homeowners insurance
- $76
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: estimated at 1.1% of the price per year — the MLS reports no full tax bill for this home yet.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 6
- Total area
- 1,317 sq ft
- Finished area above grade
- 1,317 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 2
- Basement
- Crawl Space
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
- Laundry
- Main Level
Exterior & parking
- Construction
- Vinyl Siding
- Garage spaces
- 1
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 322 sq ft
- Private pool
- No
- New construction
- Yes
- Builder
- Trillium Woods LLC
Waterfront & lake
- Waterfront
- No
Lot
- Lot features
- Level, Flood Plain, 0-2.9999
- Lot size (acres)
- 0.07 ac
- Lot dimensions
- 44 X 68
- County
- Owen County
- Township
- Washington
- Platted
- Yes
- Planned unit development
- No
- Directions
- GPS Friendly
Schools
- Elementary school
- Spencer
- Middle school
- Owen Valley
- High school
- Owen Valley
- School district
- Spencer-Owen Community Schools
Taxes & terms
- Annual taxes
- $416
- Tax year
- 2025
- Possession
- Negotiable
- Parcel number
- 60-10-29-100-600.026-028
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Range-Electric,Water Heater Electric
Utilities
- Water
- City
- Sewer
- Public Sewer
Location
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