Listing courtesy of Lakefront Real Estate · Listing agent: Lisa Furniss
475 Lane 221 Hamilton Lake
Hamilton, IN 46742Hamilton Lake Highlands
- On Hamilton Lake
- Bedrooms
- 2
- Bathrooms
- 1
- Living area
- 486 sq ft
- Lot
- 0.18 ac
- Year built
- 1947
- Type
- Site-Built Home
- Listed
- October 12, 2026
- MLS #
- 202642339
About this home
DEEDED LAKE ACCESS - 16.7 feet of shore line just across the road! And if you need more space for lake toys, you can get an additional dock through the Hamilton Lake Highlands Assoc. for FREE! This 2 bedroom 1 bath year round "LITTLE JEWEL BOX" is adorable! IMMACULATE! It has all new appliances (including a stackable washer/dryer), new white oak cabinets and quartz countertops. The bathroom was also a total remodel! New flooring, cabinets, quartz sink, toilet, faucets and mirror. New lighting through-out the home, fresh paint inside and out, new roof, and even the attic insulation has been replaced! It also has newer windows! And there is a 40x100 back lot that could be used to add on to your lake home, or just use the space for games and parking! It is a year round home and very efficient! You have a nice view of the lake and your deeded easement is just across the road! LAKE FRONT ACCESS & DEEDED TO YOUR PROPERTY! Right here is the answer to your dreams of having a lake place! It also can be an AIR B&B. Let's talk about the fun you will have on Hamilton Lake!
Monthly payment estimate
$1,715/mo
- Principal & interest
- $1,511
- Property taxes
- $116
- Homeowners insurance
- $80
- HOA dues
- $8
- Rate: Freddie Mac's 30-year fixed average for the week of October 22, 2026.
- Taxes: the seller's bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 4
- Total area
- 486 sq ft
- Finished area above grade
- 486 sq ft
- Bedrooms above grade
- 2
- Full baths, main level
- 1
- Basement
- Crawl Space
- Flooring
- Laminate
- Heating
- Gas, Forced Air
- Cooling
- Central Air
- Laundry
- Electric Dryer Hookup, Main Level
- Interior features
- Breakfast Bar, Deck on Waterfront, Detector-Smoke, Eat-in Kitchen, Open Floorplan, Range/Oven Hook Up Elec, Stand Up Shower, Main Level Bedroom Suite, Washer Hook-Up
Exterior & parking
- Style
- Cabin
- Construction
- Aluminum Siding
- Roof
- Shingle
- Parking
- Gravel
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- No
- Body of water
- Hamilton Lake
- Waterfront features
- Pier/Dock, Private Beach, Deeded
- Water access
- Easement/Other
- Lake type
- Ski Lake
- Water frontage
- 17 ft
- Water feature
- Lake
Lot
- Subdivision
- Hamilton Lake Highlands
- Lot features
- Irregular Lot, Lake on Lot, Water View
- Lot size (acres)
- 0.18 ac
- Lot dimensions
- 40x100 x 2 lots (offset)
- Location type
- Lake
- County
- Steuben County
- Township
- Otsego
- Platted
- Yes
- Directions
- From downtown Hamilton go W on Bellefontaine Rd. turn N on Lane 221, home is on the left before you get to Penn Park. Deeded lake access is across the road.
Schools
- Elementary school
- Hamilton
- Middle school
- Hamilton
- High school
- Hamilton
- School district
- Hamilton Community
HOA & community
- HOA fee
- $100
- HOA fee frequency
- Annually
- Association restrictions
- Yes
Taxes & terms
- Annual taxes
- $1,388
- Tax year
- 25
- Tax exemptions
- No Exemptions
- Possession
- Immediate
- Parcel number
- 76-10-33-220-330.000-010
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Laundry-Stacked W/D,Oven-Gas,Range-Gas,Water Heater Gas
Utilities
- Water
- City
- Sewer
- Public Sewer
Rooms
| Room | Level | Dimensions |
|---|---|---|
| Living Room | Main | 10 × 13 ft |
| Kitchen | Main | 18 × 10 ft |
| Bedroom 1 | Main | 10 × 10 ft |
| Bedroom 2 | Main | 10 × 7 ft |
| Laundry | Main | — |
Location
Schools
School district
Hamilton Community Schools
From the district boundary map (NCES)
422 students · Graduation rate: 92% (Indiana 91.8%)
Confirm the schools for this address with Hamilton Community SchoolsGrades K–5
Hamilton Community Elementary SchoolPublic · Grades K–5 · 227 students · 1.3 mi away
The only school for these grades in Hamilton Community Schools
- English (ILEARN)
- 37.9% · Indiana 42%
- Math (ILEARN)
- 50.8% · Indiana 42.7%
Grades 6–12
Hamilton Community High SchoolPublic · Grades 6–12 · 195 students · 1.3 mi away
The only school for these grades in Hamilton Community Schools
- Graduation rate
- 92% · Indiana 91.8%
- SAT reading & writing
- 27.3% · Indiana 51.9%
- SAT math
- 9.1% · Indiana 25.6%
Public schools nearby (1)
- Pleasant Lake Montessori School
Public · Grades K–6 · 91 students · 5 mi away
Figures: enrollment (2025-26 school year), ILEARN (spring 2026), graduation rate (class of 2025), and SAT (spring 2026).
ILEARN: share of students in grades 3–8 proficient on Indiana's state test. SAT: share of 11th graders meeting the college-readiness benchmark. Distances are in a straight line.
Sources: U.S. Department of Education, NCES Common Core of Data; U.S. Department of Education, NCES EDGE school district boundaries; Indiana Department of Education, Data Center & Reports.
Indiana Home Match doesn't rate or rank schools. Attendance boundaries change, so confirm with the district before you buy.
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