Listing courtesy of Key Associates Signature Realty · Listing agent: Kara Hinshaw · Cell: 812-686-3268

Virtual tour
ActiveSite-Built Home

455 W Evergreen Plaza

$995,000

$371.82 / sq ft

Est. $6,284/mo

Santa Claus, IN 47579Christmas Lake Village Evergreen

Original price $1,200,000 · Price reduced on July 9, 2026

  • On Christmas Lake
  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
5
Bathrooms
3.5
Living area
5,352 sq ft
Lot
0.26 ac
Year built
2001
Type
Site-Built Home
Listed
May 8, 2026
MLS #
202617424

About this home

Welcome to lakefront living in Evergreen Subdivision, where generous space, beautiful views, and thoughtful updates come together on Christmas Lake. Situated on a desirable flat lakefront lot with a private dock, this 5-bedroom, 3.5-bath ranch offers over 5,300 square feet of living space, including a huge walkout basement designed for entertaining, storage, hobbies, and flexible living. The main level features 9-foot ceilings, new flooring, fresh paint, and an inviting open floor plan connecting the great room, kitchen, and breakfast nook. The great room offers a gas fireplace and lake views, while the kitchen includes Corian countertops, Aristocraft cabinetry, an island overlooking the living space, and appliances that remain with the home. A formal dining room near the front entry adds an elegant space for gatherings, and the TV/den with double French doors offers a great option for a home office, media room, or quiet retreat. The spacious primary suite is located on the main floor and features two walk-in closets, a large bathroom with double sinks, and a tiled shower. Three additional bedrooms, a full bath, a half bath, and a large laundry room with cabinetry complete the main level. The walkout basement offers incredible flexibility with a wide-open entertaining area, an additional bedroom, full bath, craft room with cabinetry, and excellent storage. The craft room was designed with future possibilities in mind and could potentially be converted into additional bedrooms or used as part of a mother-in-law suite, with cabinetry and water/sewer nearby. An unfinished workshop/storage area and additional furnace room storage provide even more function. Outdoor living is just as impressive with a covered deck upstairs, covered patio below, level backyard, private dock, and beautiful Christmas Lake views from nearly every angle. With its lakefront setting, remodeled interior, whole-home speaker system, and rare combination of space and usability, this home is ready to enjoy both inside and out.

Monthly payment estimate

$6,284/mo

Principal & interest
$5,446
Property taxes
$503
Homeowners insurance
$290
HOA dues
$45
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
8
Total area
5,352 sq ft
Finished area above grade
2,676 sq ft
Finished area below grade
2,676 sq ft
Below grade total
2,676 sq ft
Bedrooms above grade
4
Bedrooms below grade
1
Full baths, main level
2
Full baths, below grade
1
Half baths, main level
1
Basement
Full, Walk-Out Basement, Outside Entrance
Flooring
Carpet, Laminate, Tile
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Family Room
Laundry
Electric Dryer Hookup, Main Level
Interior features
Built-In Speaker System, High Ceilings, Countertops-Solid Surf, Eat-in Kitchen, Entrance Foyer, Jet Tub, Kitchen Island, Open Floorplan, Double Vanity, Workshop, Main Level Bedroom Suite

Exterior & parking

Style
Ranch
Construction
Brick
Roof
Composite
Foundation
Block
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
450 sq ft
Parking
Concrete
Private pool
No
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Christmas Lake
Waterfront features
Pier/Dock
Water access
Lakefront
Lake type
Ski Lake
Water frontage
73 ft
Sea wall
Concrete
Water feature
Lake

Lot

Subdivision
Christmas Lake Village Evergreen
Lot features
Part Wooded, Waterfront, Lake on Lot, Water View, Waterfront-Level Bank
Lot size (acres)
0.26 ac
Lot dimensions
84x164x76x176
Location type
Rural Subdivision,Gated Community
County
Spencer County
Township
Clay
Platted
Yes
Planned unit development
No
Directions
At gatehouse, go right on Melchoir N, Left on Cupid Lane, Left on Evergreen Plaza, go around the block and house is on left.

Schools

Elementary school
Nancy Hanks
Middle school
Heritage Hills
High school
Heritage Hills
School district
North Spencer County School Corp.

HOA & community

HOA fee
$541
HOA fee frequency
Annually
Community amenities
Playground, Security, Swing Set, Tennis Court(s)

Taxes & terms

Annual taxes
$6,030
Tax year
2026
Tax exemptions
Homestead
Listing terms
Cash, Conventional
Possession
30 Days
Parcel number
74-05-02-301-007.000-005

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Cooktop-Electric,Dryer-Electric,Oven-Built-In

Utilities

Water
City
Sewer
Public Sewer
Electric provider
CenterPoint Energy
Gas provider
Community NatGas(Spencer)

Income & commercial

Gas meters
19

Location

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$995,000

5 beds · 3.5 baths