Listing courtesy of Key Associates Signature Realty · Listing agent: Kara Hinshaw · Cell: 812-686-3268
455 W Evergreen Plaza
Santa Claus, IN 47579Christmas Lake Village Evergreen
Original price $1,200,000 · Price reduced on July 9, 2026
- On Christmas Lake
- 2-car garage
- Fireplace
- Basement
- Bedrooms
- 5
- Bathrooms
- 3.5
- Living area
- 5,352 sq ft
- Lot
- 0.26 ac
- Year built
- 2001
- Type
- Site-Built Home
- Listed
- May 8, 2026
- MLS #
- 202617424
About this home
Welcome to lakefront living in Evergreen Subdivision, where generous space, beautiful views, and thoughtful updates come together on Christmas Lake. Situated on a desirable flat lakefront lot with a private dock, this 5-bedroom, 3.5-bath ranch offers over 5,300 square feet of living space, including a huge walkout basement designed for entertaining, storage, hobbies, and flexible living. The main level features 9-foot ceilings, new flooring, fresh paint, and an inviting open floor plan connecting the great room, kitchen, and breakfast nook. The great room offers a gas fireplace and lake views, while the kitchen includes Corian countertops, Aristocraft cabinetry, an island overlooking the living space, and appliances that remain with the home. A formal dining room near the front entry adds an elegant space for gatherings, and the TV/den with double French doors offers a great option for a home office, media room, or quiet retreat. The spacious primary suite is located on the main floor and features two walk-in closets, a large bathroom with double sinks, and a tiled shower. Three additional bedrooms, a full bath, a half bath, and a large laundry room with cabinetry complete the main level. The walkout basement offers incredible flexibility with a wide-open entertaining area, an additional bedroom, full bath, craft room with cabinetry, and excellent storage. The craft room was designed with future possibilities in mind and could potentially be converted into additional bedrooms or used as part of a mother-in-law suite, with cabinetry and water/sewer nearby. An unfinished workshop/storage area and additional furnace room storage provide even more function. Outdoor living is just as impressive with a covered deck upstairs, covered patio below, level backyard, private dock, and beautiful Christmas Lake views from nearly every angle. With its lakefront setting, remodeled interior, whole-home speaker system, and rare combination of space and usability, this home is ready to enjoy both inside and out.
Monthly payment estimate
$6,284/mo
- Principal & interest
- $5,446
- Property taxes
- $503
- Homeowners insurance
- $290
- HOA dues
- $45
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 8
- Total area
- 5,352 sq ft
- Finished area above grade
- 2,676 sq ft
- Finished area below grade
- 2,676 sq ft
- Below grade total
- 2,676 sq ft
- Bedrooms above grade
- 4
- Bedrooms below grade
- 1
- Full baths, main level
- 2
- Full baths, below grade
- 1
- Half baths, main level
- 1
- Basement
- Full, Walk-Out Basement, Outside Entrance
- Flooring
- Carpet, Laminate, Tile
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplaces
- 1
- Fireplace features
- Family Room
- Laundry
- Electric Dryer Hookup, Main Level
- Interior features
- Built-In Speaker System, High Ceilings, Countertops-Solid Surf, Eat-in Kitchen, Entrance Foyer, Jet Tub, Kitchen Island, Open Floorplan, Double Vanity, Workshop, Main Level Bedroom Suite
Exterior & parking
- Style
- Ranch
- Construction
- Brick
- Roof
- Composite
- Foundation
- Block
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 450 sq ft
- Parking
- Concrete
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Christmas Lake
- Waterfront features
- Pier/Dock
- Water access
- Lakefront
- Lake type
- Ski Lake
- Water frontage
- 73 ft
- Sea wall
- Concrete
- Water feature
- Lake
Lot
- Subdivision
- Christmas Lake Village Evergreen
- Lot features
- Part Wooded, Waterfront, Lake on Lot, Water View, Waterfront-Level Bank
- Lot size (acres)
- 0.26 ac
- Lot dimensions
- 84x164x76x176
- Location type
- Rural Subdivision,Gated Community
- County
- Spencer County
- Township
- Clay
- Platted
- Yes
- Planned unit development
- No
- Directions
- At gatehouse, go right on Melchoir N, Left on Cupid Lane, Left on Evergreen Plaza, go around the block and house is on left.
Schools
- Elementary school
- Nancy Hanks
- Middle school
- Heritage Hills
- High school
- Heritage Hills
- School district
- North Spencer County School Corp.
HOA & community
- HOA fee
- $541
- HOA fee frequency
- Annually
- Community amenities
- Playground, Security, Swing Set, Tennis Court(s)
Taxes & terms
- Annual taxes
- $6,030
- Tax year
- 2026
- Tax exemptions
- Homestead
- Listing terms
- Cash, Conventional
- Possession
- 30 Days
- Parcel number
- 74-05-02-301-007.000-005
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Washer,Cooktop-Electric,Dryer-Electric,Oven-Built-In
Utilities
- Water
- City
- Sewer
- Public Sewer
- Electric provider
- CenterPoint Energy
- Gas provider
- Community NatGas(Spencer)
Income & commercial
- Gas meters
- 19
Location
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- 4.5 baths
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Listing courtesy of F.C. TUCKER EMGE
