Listing courtesy of RE/MAX Results · Listing agent: Gabe Cerny · Cell: 260-668-9702
455 Lane 221B Hamilton Lk
Hamilton, IN 46742Penn Park
- On Hamilton Lake
- 2-car garage
- Fireplace
- Basement
- Bedrooms
- 4
- Bathrooms
- 2
- Living area
- 1,602 sq ft
- Lot
- 0.16 ac
- Year built
- 1950
- Type
- Site-Built Home
- Listed
- September 23, 2026
- MLS #
- 202639378
About this home
Enjoy lake life and incredible sunset views from this move-in-ready Hamilton Lake home offering 50 feet of lake frontage and a concrete seawall. Whether you're looking for a year-round residence or the perfect lake getaway, this home offers plenty of space for family and friends with four bedrooms, two full baths, and two separate living areas. The inviting interior features a wood-burning fireplace, an eat-in kitchen, and beautiful lake views from multiple rooms throughout the home. Outside, three separate outdoor living spaces provide plenty of room to relax, entertain, and take in the expansive views of the lake. The property includes two lots, additional driveway parking, and a detached two-car garage with room for vehicles, lake toys, and boat storage. Updates include replacement windows, A/C, water heater, updated bathrooms and interior finishes, along with low-maintenance landscaping. With the interior and exterior already updated, all that's left to do is settle in and start enjoying everything Hamilton Lake has to offer.
Monthly payment estimate
$4,048/mo
- Principal & interest
- $3,366
- Property taxes
- $493
- Homeowners insurance
- $179
- HOA dues
- $10
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 9
- Total area
- 1,602 sq ft
- Finished area above grade
- 801 sq ft
- Finished area below grade
- 801 sq ft
- Below grade total
- 801 sq ft
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Full baths, main level
- 1
- Full baths, below grade
- 1
- Basement
- Finished, Walk-Out Basement
- Heating
- Baseboard
- Cooling
- Central Air
- Fireplaces
- 1
- Fireplace features
- Living/Great Rm, Wood Burning, Basement
- Laundry
- Electric Dryer Hookup, In Basement
- Interior features
- Countertops-Solid Surf, Deck on Waterfront, Eat-in Kitchen, Open Floorplan
Exterior & parking
- Construction
- Aluminum Siding, Vinyl Siding
- Garage spaces
- 2
- Attached garage
- No
- Garage type
- Detached
- Garage sq ft
- 576 sq ft
- Parking
- Garage Door Opener
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Hamilton Lake
- Water access
- Lakefront
- Lake type
- Ski Lake
- Water frontage
- 50 ft
- Water feature
- Lake
Lot
- Subdivision
- Penn Park
- Lot features
- Landscaped, Lake on Lot
- Lot size (acres)
- 0.16 ac
- Lot dimensions
- Irregular
- Location type
- Lake
- County
- Steuben County
- Township
- Otsego
- Platted
- Yes
- Planned unit development
- No
- Directions
- From the 4-Way Stop Downtown - Go West on Bellefontaine Road to Homestead Dr & Penn Park Road (Lane 221) - Go North On Penn Park Road to Lane 221B (Penn Park Sign) to property on your Left.
Schools
- Elementary school
- Hamilton
- Middle school
- Hamilton
- High school
- Hamilton
- School district
- Hamilton Community
HOA & community
- HOA fee
- $125
- HOA fee frequency
- Annually
Taxes & terms
- Annual taxes
- $5,916
- Tax year
- 2026
- Possession
- Negotiable
- Parcel number
- 76-10-28-340-127.000-010
Included in the sale
- Included in sale
- Dishwasher,Refrigerator,Washer,Window Treatments,Dryer-Electric,Range-Electric
Utilities
- Water
- City
- Sewer
- Public Sewer
Income & commercial
- Gas meters
- 10
Location
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